@import url('https://fonts.googleapis.com/css2?family=Vollkorn:wght@400;500;600;700&family=Lato:wght@400;500;600;700&display=swap');

:root {
  --color-bg-primary: #0a1628;
  --color-bg-secondary: #0f2240;
  --color-bg-tertiary: #162e52;
  --color-bg-card: #0d1d38;

  --color-text-primary: #f0f9ff;
  --color-text-secondary: #bae6fd;
  --color-text-muted: #7dd3fc;

  --color-primary: #0ea5e9;
  --color-primary-hover: #0284c7;
  --color-primary-light: #1fb4ff;
  --color-secondary: #38bdf8;
  --color-secondary-light: #5fd3f9;

  --color-success: #10b981;
  --color-success-light: #34d399;
  --color-warning: #f59e0b;
  --color-warning-light: #fbbf24;
  --color-danger: #ef4444;
  --color-danger-light: #f87171;

  --color-border: #1e3a5f;
  --color-border-light: #0f2240;

  --font-primary: 'Lato', sans-serif;
  --font-heading: 'Vollkorn', serif;

  --spacing-xs: 0.5rem;
  --spacing-sm: 0.75rem;
  --spacing-md: 1rem;
  --spacing-lg: 1.5rem;
  --spacing-xl: 2rem;
  --spacing-2xl: 3rem;
  --spacing-3xl: 4rem;

  --radius-sm: 0.375rem;
  --radius-md: 0.5rem;
  --radius-lg: 0.75rem;
  --radius-xl: 1rem;
  --radius-full: 9999px;

  --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.3);
  --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.4);
  --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.5);
  --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.6);

  --transition-fast: 150ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-base: 200ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow: 300ms cubic-bezier(0.4, 0, 0.2, 1);
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
  font-size: 1rem;
  line-height: 1.6;
  font-weight: 400;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 600;
  line-height: 1.2;
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-md);
}

h1 {
  font-size: 3.5rem;
  font-weight: 700;
}

h2 {
  font-size: 2.5rem;
  font-weight: 700;
}

h3 {
  font-size: 1.875rem;
}

h4 {
  font-size: 1.5rem;
}

h5 {
  font-size: 1.25rem;
}

h6 {
  font-size: 1rem;
}

p {
  margin-bottom: var(--spacing-md);
  color: var(--color-text-secondary);
}

a {
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition-fast);
}

a:hover {
  color: var(--color-primary-light);
}

button, .btn {
  font-family: var(--font-primary);
  font-size: 1rem;
  font-weight: 600;
  padding: var(--spacing-sm) var(--spacing-lg);
  border: none;
  border-radius: var(--radius-lg);
  cursor: pointer;
  transition: all var(--transition-base);
  text-decoration: none;
  display: inline-block;
  text-align: center;
}

.btn-primary {
  background: var(--color-primary);
  color: var(--color-bg-primary);
  box-shadow: var(--shadow-md);
}

.btn-primary:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.btn-secondary {
  background: var(--color-secondary);
  color: var(--color-bg-primary);
  box-shadow: var(--shadow-md);
}

.btn-secondary:hover {
  background: var(--color-secondary-light);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.btn-outline {
  background: transparent;
  color: var(--color-primary);
  border: 2px solid var(--color-primary);
}

.btn-outline:hover {
  background: var(--color-primary);
  color: var(--color-bg-primary);
}

.container {
  max-width: 1400px;
  width: 100%;
  margin: 0 auto;
  padding: 0 var(--spacing-lg);
}

input, textarea, select {
  font-family: var(--font-primary);
  background: var(--color-bg-card);
  color: var(--color-text-primary);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: var(--spacing-sm) var(--spacing-md);
  font-size: 1rem;
  transition: all var(--transition-fast);
}

input:focus, textarea:focus, select:focus {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px rgba(14, 165, 233, 0.1);
}

input::placeholder, textarea::placeholder {
  color: var(--color-text-muted);
}

label {
  display: block;
  margin-bottom: var(--spacing-sm);
  font-weight: 500;
  color: var(--color-text-primary);
}

.card {
  background: var(--color-bg-card);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--spacing-xl);
  box-shadow: var(--shadow-md);
  transition: all var(--transition-base);
}

.card:hover {
  border-color: var(--color-primary);
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}

.section {
  padding: var(--spacing-3xl) 0;
}

.section-light {
  background: var(--color-bg-secondary);
}

.grid {
  display: grid;
  gap: var(--spacing-xl);
}

.grid-2 {
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
}

.grid-3 {
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
}

.grid-4 {
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
}

@media (max-width: 768px) {
  h1 {
    font-size: 2.5rem;
  }

  h2 {
    font-size: 1.875rem;
  }

  h3 {
    font-size: 1.5rem;
  }

  .container {
    padding: 0 var(--spacing-md);
  }

  .grid-2, .grid-3, .grid-4 {
    grid-template-columns: 1fr;
  }

  .section {
    padding: var(--spacing-2xl) 0;
  }
}

ul, ol {
  margin-left: var(--spacing-lg);
  margin-bottom: var(--spacing-md);
}

li {
  margin-bottom: var(--spacing-sm);
  color: var(--color-text-secondary);
}

strong {
  color: var(--color-text-primary);
  font-weight: 600;
}

.text-muted {
  color: var(--color-text-muted);
}

.text-success {
  color: var(--color-success);
}

.text-warning {
  color: var(--color-warning);
}

.text-danger {
  color: var(--color-danger);
}

.bg-tertiary {
  background: var(--color-bg-tertiary);
}

.border-bottom {
  border-bottom: 1px solid var(--color-border);
}

.mt-sm { margin-top: var(--spacing-sm); }
.mt-md { margin-top: var(--spacing-md); }
.mt-lg { margin-top: var(--spacing-lg); }
.mt-xl { margin-top: var(--spacing-xl); }

.mb-sm { margin-bottom: var(--spacing-sm); }
.mb-md { margin-bottom: var(--spacing-md); }
.mb-lg { margin-bottom: var(--spacing-lg); }
.mb-xl { margin-bottom: var(--spacing-xl); }

.px-sm { padding-left: var(--spacing-sm); padding-right: var(--spacing-sm); }
.px-md { padding-left: var(--spacing-md); padding-right: var(--spacing-md); }
.px-lg { padding-left: var(--spacing-lg); padding-right: var(--spacing-lg); }

.py-sm { padding-top: var(--spacing-sm); padding-bottom: var(--spacing-sm); }
.py-md { padding-top: var(--spacing-md); padding-bottom: var(--spacing-md); }
.py-lg { padding-top: var(--spacing-lg); padding-bottom: var(--spacing-lg); }

.flex {
  display: flex;
}

.flex-center {
  display: flex;
  align-items: center;
  justify-content: center;
}

.flex-between {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.flex-col {
  flex-direction: column;
}

.gap-md {
  gap: var(--spacing-md);
}

.gap-lg {
  gap: var(--spacing-lg);
}

.text-center {
  text-align: center;
}

.text-left {
  text-align: left;
}

.text-right {
  text-align: right;
}

hr {
  border: none;
  border-top: 1px solid var(--color-border);
  margin: var(--spacing-xl) 0;
}

@media (prefers-reduced-motion: reduce) {
  * {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}
.header-invest-hub {
  background: var(--color-bg-primary);
  border-bottom: 1px solid var(--color-border-light);
  position: static;
  width: 100%;
  z-index: 1000;
}

.header-invest-hub-container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: clamp(4rem, 10vw, 5rem);
  gap: clamp(1rem, 2vw, 2rem);
}

.header-invest-hub-brand {
  display: flex;
  align-items: center;
  text-decoration: none;
  gap: 0.75rem;
  flex-shrink: 0;
  transition: opacity var(--transition-fast);
}

.header-invest-hub-brand:hover {
  opacity: 0.85;
}

.header-invest-hub-logo-img {
  width: 40px;
  height: 40px;
  border-radius: 8px;
  object-fit: cover;
  flex-shrink: 0;
  display: block;
}

.header-invest-hub-logo-text {
  font-family: var(--font-heading);
  font-size: clamp(1rem, 2vw, 1.25rem);
  font-weight: 700;
  color: var(--color-text-primary);
  letter-spacing: -0.5px;
  white-space: nowrap;
}

.header-invest-hub-desktop-nav {
  display: none;
  align-items: center;
  gap: clamp(1rem, 2vw, 2rem);
  flex: 1;
  margin-left: 2rem;
}

.header-invest-hub-nav-link {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw, 1rem);
  font-weight: 500;
  color: var(--color-text-secondary);
  text-decoration: none;
  transition: color var(--transition-fast);
  white-space: nowrap;
}

.header-invest-hub-nav-link:hover {
  color: var(--color-primary);
}

.header-invest-hub-cta-button {
  display: none;
  padding: 0.75rem 1.5rem;
  background: var(--color-primary);
  color: var(--color-bg-primary);
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw, 1rem);
  font-weight: 600;
  text-decoration: none;
  border-radius: var(--radius-md);
  transition: background var(--transition-fast);
  white-space: nowrap;
  flex-shrink: 0;
}

.header-invest-hub-cta-button:hover {
  background: var(--color-primary-hover);
}

.header-invest-hub-mobile-toggle {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  background: transparent;
  border: none;
  cursor: pointer;
  padding: 0;
  gap: 6px;
  flex-shrink: 0;
}

.header-invest-hub-toggle-line {
  width: 24px;
  height: 2px;
  background: var(--color-text-primary);
  border-radius: 1px;
  transition: all var(--transition-fast);
}

.header-invest-hub-mobile-toggle:hover .header-invest-hub-toggle-line {
  background: var(--color-primary);
}

.header-invest-hub-mobile-menu {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100vh;
  background: var(--color-bg-primary);
  display: flex;
  flex-direction: column;
  opacity: 0;
  visibility: hidden;
  transform: translateX(100%);
  transition: all var(--transition-base);
  z-index: 999;
  padding-top: clamp(4rem, 10vw, 5rem);
}

.header-invest-hub-mobile-menu.active {
  opacity: 1;
  visibility: visible;
  transform: translateX(0);
}

.header-invest-hub-mobile-header {
  display: flex;
  justify-content: flex-end;
  padding: 1rem clamp(1rem, 4vw, 2rem);
  border-bottom: 1px solid var(--color-border-light);
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: clamp(4rem, 10vw, 5rem);
  align-items: center;
  background: var(--color-bg-primary);
  z-index: 1001;
}

.header-invest-hub-mobile-close {
  width: 40px;
  height: 40px;
  background: transparent;
  border: none;
  cursor: pointer;
  padding: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  color: var(--color-text-primary);
  transition: color var(--transition-fast);
}

.header-invest-hub-mobile-close:hover {
  color: var(--color-primary);
}

.header-invest-hub-mobile-links {
  display: flex;
  flex-direction: column;
  gap: 0;
  padding: 0;
  margin-top: clamp(4rem, 10vw, 5rem);
  flex: 1;
  overflow-y: auto;
}

.header-invest-hub-mobile-link {
  padding: 1.25rem clamp(1rem, 4vw, 2rem);
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 2vw, 1.125rem);
  font-weight: 500;
  color: var(--color-text-primary);
  text-decoration: none;
  border-bottom: 1px solid var(--color-border-light);
  transition: background var(--transition-fast);
}

.header-invest-hub-mobile-link:hover {
  background: var(--color-bg-secondary);
  color: var(--color-primary);
}

.header-invest-hub-mobile-cta {
  padding: 1rem clamp(1rem, 4vw, 2rem);
  margin: 1rem clamp(1rem, 4vw, 2rem);
  background: var(--color-primary);
  color: var(--color-bg-primary);
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 2vw, 1.125rem);
  font-weight: 600;
  text-decoration: none;
  border-radius: var(--radius-md);
  text-align: center;
  display: block;
  transition: background var(--transition-fast);
}

.header-invest-hub-mobile-cta:hover {
  background: var(--color-primary-hover);
}

@media (min-width: 768px) {
  .header-invest-hub-mobile-toggle {
    display: none;
  }

  .header-invest-hub-mobile-menu {
    display: none !important;
  }

  .header-invest-hub-desktop-nav {
    display: flex;
  }

  .header-invest-hub-cta-button {
    display: block;
  }
}

@media (min-width: 1024px) {
  .header-invest-hub-desktop-nav {
    gap: 2rem;
  }

  .header-invest-hub-nav-link {
    font-size: 1rem;
  }

  .header-invest-hub-logo-text {
    font-size: 1.25rem;
  }
}

    

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html, body {
  font-family: var(--font-primary);
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  line-height: 1.6;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

a {
  text-decoration: none;
  transition: all var(--transition-base);
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.btn {
  display: inline-block;
  padding: clamp(0.75rem, 2vw, 1rem) clamp(1.5rem, 3vw, 2.5rem);
  border-radius: var(--radius-lg);
  font-weight: 600;
  text-align: center;
  cursor: pointer;
  border: none;
  transition: all var(--transition-base);
  font-size: clamp(0.875rem, 1vw, 1rem);
}

.btn-primary-home {
  background: var(--color-primary);
  color: #000;
}

.btn-primary-home:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-secondary-home {
  background: transparent;
  color: var(--color-primary);
  border: 2px solid var(--color-primary);
}

.btn-secondary-home:hover {
  background: var(--color-primary);
  color: #000;
  transform: translateY(-2px);
}

.finance-hub {
  background: var(--color-bg-primary);
  overflow: hidden;
}

.hero-section-home {
  background: var(--color-bg-primary);
  padding: clamp(4rem, 10vw, 8rem) 0;
  overflow: hidden;
}

.hero-content-home {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.hero-text-block-home {
  flex: 1 1 45%;
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.hero-title-home {
  font-size: clamp(2rem, 6vw, 3.5rem);
  color: var(--color-text-primary);
  line-height: 1.2;
  font-weight: 700;
}

.hero-subtitle-home {
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.hero-buttons-home {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1rem, 2vw, 1.5rem);
  padding-top: clamp(0.5rem, 2vw, 1rem);
}

.hero-image-block-home {
  flex: 1 1 45%;
  min-height: 350px;
}

.hero-image-wrapper-home {
  width: 100%;
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
}

.hero-image-wrapper-home::before {
  content: '';
  position: absolute;
  width: 95%;
  height: 95%;
  background: var(--color-bg-secondary);
  clip-path: polygon(30% 0%, 70% 0%, 100% 30%, 100% 70%, 70% 100%, 30% 100%, 0% 70%, 0% 30%);
  z-index: 1;
}

.hero-image-home {
  width: 100%;
  height: 100%;
  object-fit: cover;
  position: relative;
  z-index: 2;
  clip-path: polygon(30% 0%, 70% 0%, 100% 30%, 100% 70%, 70% 100%, 30% 100%, 0% 70%, 0% 30%);
  max-height: 500px;
}

@media (max-width: 768px) {
  .hero-content-home {
    flex-direction: column;
  }

  .hero-text-block-home,
  .hero-image-block-home {
    flex: 1 1 100%;
  }

  .hero-image-block-home {
    min-height: 300px;
  }
}

.features-section-home {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.features-content-home {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3.5rem);
}

.features-header-home {
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 1vw, 1rem);
}

.features-tag-home {
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  color: var(--color-primary);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 1px;
}

.features-title-home {
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
}

.features-subtitle-home {
  font-size: clamp(0.95rem, 1.5vw, 1.125rem);
  color: var(--color-text-secondary);
  max-width: 600px;
  margin: 0 auto;
}

.features-grid-home {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.feature-card-home {
  flex: 1 1 280px;
  max-width: 380px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: var(--radius-lg);
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  border: 1px solid var(--color-border-light);
  transition: all var(--transition-base);
}

.feature-card-home:hover {
  transform: translateY(-6px);
  border-color: var(--color-primary);
  box-shadow: 0 10px 25px rgba(14, 165, 233, 0.15);
}

.feature-icon-home {
  font-size: 2.5rem;
  color: var(--color-primary);
  display: flex;
  align-items: center;
  justify-content: flex-start;
}

.feature-name-home {
  font-size: clamp(1.125rem, 2vw, 1.375rem);
  color: var(--color-text-primary);
  font-weight: 600;
}

.feature-text-home {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.values-section-home {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.values-content-home {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3.5rem);
}

.values-header-home {
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1.25rem);
}

.values-title-home {
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
}

.values-intro-home {
  font-size: clamp(0.95rem, 1.5vw, 1.125rem);
  color: var(--color-text-secondary);
  max-width: 700px;
  margin: 0 auto;
}

.values-list-home {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 3vw, 3rem);
}

.value-item-home {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  align-items: flex-start;
}

.value-number-home {
  font-size: clamp(2.5rem, 6vw, 4rem);
  font-weight: 700;
  color: var(--color-primary);
  min-width: clamp(4rem, 8vw, 6rem);
  opacity: 0.8;
}

.value-name-home {
  font-size: clamp(1.125rem, 2vw, 1.375rem);
  color: var(--color-text-primary);
  font-weight: 600;
}

.value-description-home {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.instructors-section-home {
  background: var(--color-bg-tertiary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.instructors-content-home {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3.5rem);
}

.instructors-header-home {
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 1vw, 1rem);
}

.instructors-tag-home {
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  color: var(--color-primary);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 1px;
}

.instructors-title-home {
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
}

.instructors-subtitle-home {
  font-size: clamp(0.95rem, 1.5vw, 1.125rem);
  color: var(--color-text-secondary);
  max-width: 600px;
  margin: 0 auto;
}

.instructors-grid-home {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.instructor-card-home {
  flex: 1 1 260px;
  max-width: 340px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-lg);
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  text-align: center;
  border: 1px solid var(--color-border-light);
  transition: all var(--transition-base);
}

.instructor-card-home:hover {
  transform: translateY(-4px);
  border-color: var(--color-secondary);
  box-shadow: 0 8px 20px rgba(56, 189, 248, 0.1);
}

.instructor-image-wrapper-home {
  width: 120px;
  height: 120px;
  margin: 0 auto;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--color-primary), var(--color-secondary));
  display: flex;
  align-items: center;
  justify-content: center;
}

.instructor-image-placeholder-home {
  width: 100%;
  height: 100%;
  border-radius: 50%;
  background: var(--color-bg-secondary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 3rem;
  color: var(--color-primary);
}

.instructor-name-home {
  font-size: clamp(1.125rem, 2vw, 1.375rem);
  color: var(--color-text-primary);
  font-weight: 600;
}

.instructor-role-home {
  font-size: clamp(0.875rem, 1vw, 0.95rem);
  color: var(--color-primary);
  font-weight: 500;
}

.instructor-bio-home {
  font-size: clamp(0.8rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.journey-section-home {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.journey-content-home {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3.5rem);
}

.journey-header-home {
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1.25rem);
}

.journey-title-home {
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
}

.journey-subtitle-home {
  font-size: clamp(0.95rem, 1.5vw, 1.125rem);
  color: var(--color-text-secondary);
}

.timeline-wrapper-home {
  position: relative;
  padding: clamp(2rem, 3vw, 3rem) 0;
}

.timeline-line-home {
  position: absolute;
  left: 50%;
  top: 0;
  bottom: 0;
  width: 2px;
  background: linear-gradient(180deg, var(--color-primary), transparent);
  transform: translateX(-50%);
}

.timeline-items-home {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 3vw, 3rem);
}

.timeline-item-home {
  position: relative;
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 2vw, 2rem);
  align-items: flex-start;
}

.timeline-item-home:nth-child(even) {
  flex-direction: row-reverse;
}

.timeline-marker-home {
  flex: 1 1 45%;
  display: flex;
  justify-content: flex-end;
  padding-right: clamp(1rem, 2vw, 2rem);
}

.timeline-month-home {
  display: inline-block;
  background: var(--color-primary);
  color: #000;
  padding: clamp(0.5rem, 1vw, 0.75rem) clamp(1rem, 2vw, 1.5rem);
  border-radius: var(--radius-full);
  font-weight: 600;
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  white-space: nowrap;
}

.timeline-content-home {
  flex: 1 1 45%;
  background: var(--color-bg-card);
  padding: clamp(1.25rem, 2vw, 1.75rem);
  border-radius: var(--radius-lg);
  border-left: 3px solid var(--color-primary);
}

.timeline-item-home:nth-child(even) .timeline-content-home {
  border-left: none;
  border-right: 3px solid var(--color-primary);
}

.timeline-title-home {
  font-size: clamp(1rem, 1.75vw, 1.25rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin-bottom: clamp(0.5rem, 1vw, 0.75rem);
}

.timeline-text-home {
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

@media (max-width: 768px) {
  .timeline-line-home {
    left: 0;
    transform: translateX(-50%);
  }

  .timeline-item-home,
  .timeline-item-home:nth-child(even) {
    flex-direction: row;
  }

  .timeline-marker-home {
    flex: 0 0 auto;
    justify-content: flex-start;
    padding-right: 0;
    padding-left: clamp(0.5rem, 2vw, 1rem);
  }

  .timeline-content-home {
    flex: 1 1 100%;
    border-left: 3px solid var(--color-primary);
    border-right: none;
  }

  .timeline-item-home:nth-child(even) .timeline-content-home {
    border-right: none;
    border-left: 3px solid var(--color-primary);
  }
}

.testimonials-section-home {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.testimonials-content-home {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3.5rem);
}

.testimonials-header-home {
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1.25rem);
}

.testimonials-title-home {
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
}

.testimonials-subtitle-home {
  font-size: clamp(0.95rem, 1.5vw, 1.125rem);
  color: var(--color-text-secondary);
}

.testimonials-grid-home {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.testimonial-card-home {
  flex: 1 1 300px;
  max-width: 400px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-lg);
  display: flex;
  flex-direction: column;
  gap: clamp(1.25rem, 2vw, 1.75rem);
  border: 1px solid var(--color-border-light);
}

.testimonial-quote-home {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.testimonial-quote-home::before {
  content: '"';
  font-size: 2.5rem;
  color: var(--color-primary);
  line-height: 1;
}

.testimonial-text-home {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  font-style: italic;
}

.testimonial-author-home {
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
  padding-top: 0.5rem;
  border-top: 1px solid var(--color-border-light);
}

.author-name-home {
  font-size: clamp(0.9rem, 1.25vw, 1.05rem);
  color: var(--color-text-primary);
  font-weight: 600;
}

.author-detail-home {
  font-size: clamp(0.8rem, 1vw, 0.9rem);
  color: var(--color-text-muted);
}

.featured-posts-section-home {
  background: var(--color-bg-tertiary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.featured-posts-content-home {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3.5rem);
}

.featured-posts-header-home {
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 1vw, 1rem);
}

.featured-posts-tag-home {
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  color: var(--color-primary);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 1px;
}

.featured-posts-title-home {
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
}

.featured-posts-subtitle-home {
  font-size: clamp(0.95rem, 1.5vw, 1.125rem);
  color: var(--color-text-secondary);
  max-width: 600px;
  margin: 0 auto;
}

.featured-posts-grid-home {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.featured-post-card-home {
  flex: 1 1 300px;
  max-width: 400px;
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  border: 1px solid var(--color-border-light);
  transition: all var(--transition-base);
}

.featured-post-card-home:hover {
  transform: translateY(-6px);
  border-color: var(--color-secondary);
  box-shadow: 0 12px 30px rgba(56, 189, 248, 0.15);
}

.post-image-wrapper-home {
  width: 100%;
  overflow: hidden;
  aspect-ratio: 16/9;
  background: var(--color-bg-secondary);
}

.post-image-home {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--transition-base);
}

.featured-post-card-home:hover .post-image-home {
  transform: scale(1.05);
}

.post-card-content-home {
  padding: clamp(1.25rem, 2vw, 1.75rem);
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1.25rem);
}

.post-title-home {
  font-size: clamp(1.05rem, 1.75vw, 1.3rem);
  color: var(--color-text-primary);
  font-weight: 600;
  line-height: 1.4;
}

.post-description-home {
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  flex-grow: 1;
}

.post-link-home {
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  color: var(--color-primary);
  font-weight: 600;
  display: inline-block;
  padding-top: 0.5rem;
}

.post-link-home:hover {
  color: var(--color-secondary);
  text-decoration: underline;
}

.featured-posts-footer-home {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: clamp(1rem, 2vw, 1.5rem);
  padding-top: clamp(1rem, 2vw, 2rem);
  text-align: center;
}

.featured-posts-cta-text-home {
  font-size: clamp(0.95rem, 1.5vw, 1.125rem);
  color: var(--color-text-secondary);
}

.cta-final-section-home {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.cta-final-content-home {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.cta-final-text-home {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  text-align: center;
  max-width: 800px;
  margin: 0 auto;
}

.cta-final-title-home {
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
}

.cta-final-description-home {
  font-size: clamp(0.95rem, 1.5vw, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.cta-final-buttons-home {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1rem, 2vw, 1.5rem);
  justify-content: center;
  padding-top: clamp(0.5rem, 1vw, 1rem);
}

.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 9999;
  padding: clamp(1rem, 2vw, 1.5rem);
  background: var(--color-bg-secondary);
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: clamp(1rem, 2vw, 1.5rem);
  border-top: 1px solid var(--color-border);
}

.cookie-banner.hidden {
  display: none;
}

.cookie-banner-text-home {
  color: var(--color-text-secondary);
  margin: 0;
  font-size: clamp(0.8rem, 1vw, 0.95rem);
  text-align: center;
  flex: 1 1 100%;
  min-width: 200px;
}

.cookie-banner-buttons-home {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(0.75rem, 1.5vw, 1rem);
  justify-content: center;
}

.cookie-btn-accept-home,
.cookie-btn-decline-home {
  padding: clamp(0.5rem, 1vw, 0.75rem) clamp(1rem, 2vw, 1.5rem);
  border-radius: var(--radius-md);
  font-weight: 600;
  font-size: clamp(0.8rem, 1vw, 0.95rem);
  cursor: pointer;
  border: none;
  transition: all var(--transition-base);
}

.cookie-btn-accept-home {
  background: var(--color-primary);
  color: #000;
}

.cookie-btn-accept-home:hover {
  background: var(--color-primary-hover);
  transform: translateY(-1px);
}

.cookie-btn-decline-home {
  background: transparent;
  color: var(--color-text-secondary);
  border: 1px solid var(--color-border-light);
}

.cookie-btn-decline-home:hover {
  border-color: var(--color-text-secondary);
  color: var(--color-text-primary);
}

@media (max-width: 768px) {
  .features-grid-home,
  .instructors-grid-home,
  .testimonials-grid-home,
  .featured-posts-grid-home {
    flex-direction: column;
  }

  .feature-card-home,
  .instructor-card-home,
  .testimonial-card-home,
  .featured-post-card-home {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .value-item-home {
    flex-direction: column;
    text-align: center;
  }

  .value-number-home {
    min-width: auto;
  }

  .cookie-banner {
    flex-direction: column;
  }

  .cookie-banner-text-home {
    flex: 1 1 auto;
  }
}

@media (min-width: 769px) and (max-width: 1024px) {
  .features-grid-home,
  .instructors-grid-home,
  .testimonials-grid-home,
  .featured-posts-grid-home {
    gap: clamp(1rem, 2vw, 2rem);
  }

  .feature-card-home,
  .instructor-card-home,
  .testimonial-card-home,
  .featured-post-card-home {
    flex: 1 1 calc(50% - clamp(0.75rem, 1.5vw, 1.25rem));
    max-width: 100%;
  }
}

    .footer {
  background: var(--color-bg-secondary);
  color: var(--color-text-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  margin-top: 0;
  overflow: hidden;
  border-top: 1px solid var(--color-border-light);
}

.footer .container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.footer-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3.5rem);
}

.footer-about {
  display: block;
}

.footer-about h3 {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 2vw, 1.5rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(0.75rem, 2vw, 1rem);
  font-weight: 700;
}

.footer-about p {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.65;
  word-wrap: break-word;
  overflow-wrap: break-word;
  max-width: 500px;
}

.footer-nav,
.footer-contact,
.footer-legal {
  display: block;
}

.footer-nav h3,
.footer-contact h3,
.footer-legal h3 {
  font-family: var(--font-heading);
  font-size: clamp(1.125rem, 1.8vw, 1.375rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(0.75rem, 1.5vw, 1.125rem);
  font-weight: 700;
}

.footer-nav-list,
.footer-legal-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 1vw, 0.75rem);
}

.footer-nav-list li,
.footer-legal-list li {
  display: block;
}

.footer-nav a,
.footer-legal a {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  text-decoration: none;
  transition: color var(--transition-base) ease;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.footer-nav a:hover,
.footer-legal a:hover {
  color: var(--color-primary);
}

.footer-contact p {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.65;
  margin: 0 0 clamp(0.5rem, 1vw, 0.75rem) 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.footer-contact p:last-child {
  margin-bottom: 0;
}

.footer-copyright {
  display: block;
  padding-top: clamp(1.5rem, 3vw, 2rem);
  border-top: 1px solid var(--color-border-light);
  text-align: center;
}

.footer-copyright p {
  font-family: var(--font-primary);
  font-size: clamp(0.75rem, 0.9vw, 0.875rem);
  color: var(--color-text-muted);
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

@media (min-width: 768px) {
  .footer-content {
    display: flex;
    flex-direction: row;
    flex-wrap: wrap;
    gap: clamp(2rem, 4vw, 3rem);
    align-items: flex-start;
  }

  .footer-about {
    flex: 1 1 300px;
    min-width: 280px;
  }

  .footer-nav {
    flex: 1 1 150px;
    min-width: 140px;
  }

  .footer-contact {
    flex: 1 1 200px;
    min-width: 180px;
  }

  .footer-legal {
    flex: 1 1 150px;
    min-width: 140px;
  }

  .footer-copyright {
    flex: 1 1 100%;
    text-align: center;
    padding-top: clamp(1.5rem, 2.5vw, 2rem);
  }
}

@media (min-width: 1024px) {
  .footer-about {
    flex: 1 1 280px;
  }

  .footer-nav {
    flex: 0 1 auto;
  }

  .footer-contact {
    flex: 0 1 auto;
  }

  .footer-legal {
    flex: 0 1 auto;
  }
}
    

.category-page-personal-finance-tuen-mun {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
}

.hero-section-personal-finance-tuen-mun {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
}

.hero-content-personal-finance-tuen-mun {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 3vw, 1.5rem);
  text-align: center;
}

.hero-breadcrumb-personal-finance-tuen-mun {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 0.5rem;
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  color: var(--color-text-secondary);
}

.breadcrumb-separator-personal-finance-tuen-mun {
  color: var(--color-text-muted);
}

.hero-title-personal-finance-tuen-mun {
  color: var(--color-text-primary);
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  font-weight: 700;
  line-height: 1.2;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-subtitle-personal-finance-tuen-mun {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1.5vw, 1.125rem);
  line-height: 1.6;
  max-width: 800px;
  margin: 0 auto;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.posts-section-personal-finance-tuen-mun {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.posts-content-personal-finance-tuen-mun {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3rem);
}

.posts-header-personal-finance-tuen-mun {
  text-align: center;
}

.posts-title-personal-finance-tuen-mun {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  line-height: 1.2;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.posts-subtitle-personal-finance-tuen-mun {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1.2vw, 1rem);
  margin-top: clamp(0.5rem, 2vw, 1rem);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.posts-grid-personal-finance-tuen-mun {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  width: 100%;
}

.card-personal-finance-tuen-mun {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2rem);
  background: var(--color-bg-card);
  border-radius: var(--radius-md);
  overflow: hidden;
  padding: clamp(1.5rem, 3vw, 2rem);
  transition: all 0.3s ease;
}

.card-personal-finance-tuen-mun:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}

.card-image-wrapper-personal-finance-tuen-mun {
  flex: 0 0 auto;
  min-width: clamp(200px, 30vw, 300px);
  max-width: clamp(200px, 30vw, 300px);
  height: auto;
  border-radius: var(--radius-md);
  overflow: hidden;
}

.card-image-wrapper-personal-finance-tuen-mun img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  aspect-ratio: 4/3;
}

.card-body-personal-finance-tuen-mun {
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 2vw, 1rem);
  flex: 1;
}

.card-title-personal-finance-tuen-mun {
  color: var(--color-text-primary);
  font-size: clamp(1.1rem, 2.5vw, 1.5rem);
  font-weight: 700;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.card-description-personal-finance-tuen-mun {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1.2vw, 1rem);
  line-height: 1.6;
  word-wrap: break-word;
  overflow-wrap: break-word;
  flex-grow: 1;
}

.card-meta-personal-finance-tuen-mun {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1rem, 2vw, 1.5rem);
  margin-top: auto;
  padding-top: clamp(0.75rem, 1.5vw, 1rem);
  border-top: 1px solid var(--color-border-light);
}

.meta-item-personal-finance-tuen-mun {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  color: var(--color-text-muted);
  font-size: clamp(0.75rem, 1vw, 0.875rem);
}

.meta-item-personal-finance-tuen-mun i {
  color: var(--color-primary);
  font-size: clamp(0.75rem, 1vw, 0.875rem);
}

.card-link-personal-finance-tuen-mun {
  display: inline-block;
  color: var(--color-primary);
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw, 0.95rem);
  text-decoration: none;
  transition: all 0.3s ease;
  width: fit-content;
}

.card-link-personal-finance-tuen-mun:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.highlights-section-personal-finance-tuen-mun {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.highlights-content-personal-finance-tuen-mun {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3rem);
}

.highlights-header-personal-finance-tuen-mun {
  text-align: center;
}

.highlights-title-personal-finance-tuen-mun {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  line-height: 1.2;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.highlights-subtitle-personal-finance-tuen-mun {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1.2vw, 1rem);
  margin-top: clamp(0.5rem, 2vw, 1rem);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.highlights-grid-personal-finance-tuen-mun {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.highlight-card-personal-finance-tuen-mun {
  flex: 1 1 clamp(280px, 30vw, 360px);
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-md);
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  text-align: center;
  transition: all 0.3s ease;
  border: 1px solid var(--color-border-light);
}

.highlight-card-personal-finance-tuen-mun:hover {
  border-color: var(--color-primary);
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
}

.highlight-icon-personal-finance-tuen-mun {
  display: flex;
  justify-content: center;
  align-items: center;
  width: clamp(3rem, 5vw, 4rem);
  height: clamp(3rem, 5vw, 4rem);
  background: linear-gradient(135deg, var(--color-primary), var(--color-secondary));
  border-radius: var(--radius-lg);
  margin: 0 auto;
}

.highlight-icon-personal-finance-tuen-mun i {
  color: var(--color-text-primary);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
}

.highlight-card-title-personal-finance-tuen-mun {
  color: var(--color-text-primary);
  font-size: clamp(1rem, 2vw, 1.25rem);
  font-weight: 700;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.highlight-card-text-personal-finance-tuen-mun {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1.1vw, 0.95rem);
  line-height: 1.6;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.reference-section-personal-finance-tuen-mun {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.reference-content-personal-finance-tuen-mun {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3rem);
}

.reference-header-personal-finance-tuen-mun {
  text-align: center;
}

.reference-title-personal-finance-tuen-mun {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  line-height: 1.2;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.reference-subtitle-personal-finance-tuen-mun {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1.2vw, 1rem);
  margin-top: clamp(0.5rem, 2vw, 1rem);
  max-width: 800px;
  margin-left: auto;
  margin-right: auto;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.reference-table-wrapper-personal-finance-tuen-mun {
  overflow-x: auto;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
}

.reference-table-personal-finance-tuen-mun {
  width: 100%;
  border-collapse: collapse;
  background: var(--color-bg-card);
}

.table-header-row-personal-finance-tuen-mun {
  background: var(--color-bg-tertiary);
  border-bottom: 2px solid var(--color-border);
}

.table-header-cell-personal-finance-tuen-mun {
  color: var(--color-text-primary);
  padding: clamp(1rem, 2vw, 1.5rem);
  text-align: left;
  font-weight: 700;
  font-size: clamp(0.85rem, 1.2vw, 0.95rem);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.table-body-row-personal-finance-tuen-mun {
  border-bottom: 1px solid var(--color-border-light);
  transition: background 0.3s ease;
}

.table-body-row-personal-finance-tuen-mun:last-child {
  border-bottom: none;
}

.table-body-row-personal-finance-tuen-mun:hover {
  background: var(--color-bg-tertiary);
}

.table-body-cell-personal-finance-tuen-mun {
  color: var(--color-text-secondary);
  padding: clamp(0.875rem, 2vw, 1.5rem);
  font-size: clamp(0.8rem, 1.1vw, 0.9rem);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.reference-note-personal-finance-tuen-mun {
  background: var(--color-bg-tertiary);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-md);
  border-left: 4px solid var(--color-primary);
}

.reference-note-text-personal-finance-tuen-mun {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1.1vw, 0.95rem);
  line-height: 1.6;
  word-wrap: break-word;
  overflow-wrap: break-word;
  margin: 0;
}

@media (max-width: 767px) {
  .card-personal-finance-tuen-mun {
    flex-direction: column;
    gap: clamp(1rem, 2vw, 1.5rem);
  }

  .card-image-wrapper-personal-finance-tuen-mun {
    min-width: 100%;
    max-width: 100%;
    height: 220px;
  }

  .card-image-wrapper-personal-finance-tuen-mun img {
    aspect-ratio: 16/9;
  }

  .table-header-cell-personal-finance-tuen-mun,
  .table-body-cell-personal-finance-tuen-mun {
    padding: clamp(0.75rem, 1.5vw, 1rem);
    font-size: clamp(0.75rem, 0.95vw, 0.85rem);
  }
}

@media (min-width: 768px) {
  .hero-section-personal-finance-tuen-mun {
    padding: clamp(4rem, 10vw, 7rem) 0;
  }

  .posts-section-personal-finance-tuen-mun {
    padding: clamp(4rem, 10vw, 7rem) 0;
  }

  .highlights-section-personal-finance-tuen-mun {
    padding: clamp(4rem, 10vw, 7rem) 0;
  }

  .reference-section-personal-finance-tuen-mun {
    padding: clamp(4rem, 10vw, 7rem) 0;
  }
}

@media (min-width: 1024px) {
  .hero-section-personal-finance-tuen-mun {
    padding: clamp(5rem, 12vw, 8rem) 0;
  }

  .posts-section-personal-finance-tuen-mun {
    padding: clamp(5rem, 12vw, 8rem) 0;
  }

  .highlights-section-personal-finance-tuen-mun {
    padding: clamp(5rem, 12vw, 8rem) 0;
  }

  .reference-section-personal-finance-tuen-mun {
    padding: clamp(5rem, 12vw, 8rem) 0;
  }

  .card-image-wrapper-personal-finance-tuen-mun {
    min-width: 320px;
    max-width: 320px;
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html, body {
  font-family: 'Lato', sans-serif;
  line-height: 1.6;
}

h1, h2, h3, h4, h5, h6 {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
}

.main-financial-goals-guide {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
}

.hero-section-financial-goals-guide {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.breadcrumbs-financial-goals-guide {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 0.5rem;
  margin-bottom: clamp(1.5rem, 3vw, 2.5rem);
  font-size: clamp(0.75rem, 1vw + 0.4rem, 0.95rem);
}

.breadcrumbs-financial-goals-guide a {
  color: var(--color-accent);
  text-decoration: none;
  transition: all 0.3s ease;
}

.breadcrumbs-financial-goals-guide a:hover {
  color: var(--color-accent-light);
  text-decoration: underline;
}

.breadcrumbs-financial-goals-guide span {
  color: var(--color-text-muted);
}

.hero-wrapper-financial-goals-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.hero-content-financial-goals-guide {
  flex: 1 1 50%;
  max-width: 50%;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.hero-image-financial-goals-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-financial-goals-guide img {
  width: 100%;
  height: auto;
  border-radius: clamp(0.75rem, 1.5vw, 1.25rem);
  display: block;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.3);
}

.meta-badge-financial-goals-guide {
  display: inline-block;
  background: var(--color-bg-tertiary);
  color: var(--color-accent);
  padding: 0.5rem 1rem;
  border-radius: 0.5rem;
  font-size: clamp(0.75rem, 1vw, 0.95rem);
  font-weight: 600;
  width: fit-content;
}

.hero-title-financial-goals-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  line-height: 1.2;
  font-weight: 700;
}

.hero-subtitle-financial-goals-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.25rem);
  line-height: 1.6;
}

.hero-meta-info-financial-goals-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  margin-top: 1rem;
  flex-wrap: wrap;
}

.info-item-financial-goals-guide {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 0.5rem;
  color: var(--color-text-muted);
  font-size: clamp(0.85rem, 1vw, 1rem);
}

.info-item-financial-goals-guide i {
  color: var(--color-accent);
  width: 1.25rem;
  text-align: center;
}

@media (max-width: 768px) {
  .hero-wrapper-financial-goals-guide {
    flex-direction: column;
  }

  .hero-content-financial-goals-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .hero-image-financial-goals-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.intro-section-financial-goals-guide {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.intro-content-financial-goals-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: flex-start;
}

.intro-text-financial-goals-guide {
  flex: 1 1 65%;
  max-width: 65%;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.intro-title-financial-goals-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  line-height: 1.3;
}

.intro-paragraph-financial-goals-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  line-height: 1.7;
}

.intro-highlight-financial-goals-guide {
  flex: 1 1 35%;
  max-width: 35%;
}

.highlight-card-financial-goals-guide {
  background: var(--color-bg-tertiary);
  border-left: 4px solid var(--color-accent);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: 0.5rem;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.highlight-card-financial-goals-guide i {
  color: var(--color-accent);
  font-size: 2rem;
}

.highlight-title-financial-goals-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.1rem, 2vw, 1.35rem);
  font-weight: 700;
}

.highlight-text-financial-goals-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw, 1rem);
  line-height: 1.6;
}

@media (max-width: 768px) {
  .intro-content-financial-goals-guide {
    flex-direction: column;
  }

  .intro-text-financial-goals-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .intro-highlight-financial-goals-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.foundations-section-financial-goals-guide {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.foundations-content-financial-goals-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.foundations-text-financial-goals-guide {
  flex: 1 1 50%;
  max-width: 50%;
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
}

.foundations-title-financial-goals-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  line-height: 1.3;
}

.foundations-paragraph-financial-goals-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  line-height: 1.7;
}

.elements-list-financial-goals-guide {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 2vw, 2rem);
}

.element-item-financial-goals-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.element-number-financial-goals-guide {
  flex-shrink: 0;
  width: 50px;
  height: 50px;
  background: var(--color-accent);
  color: var(--color-bg-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.75rem;
  font-weight: 700;
  border-radius: 50%;
  flex: 0 0 50px;
}

.element-text-financial-goals-guide {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.element-title-financial-goals-guide {
  color: var(--color-text-primary);
  font-size: clamp(1rem, 1.5vw, 1.25rem);
  font-weight: 600;
}

.element-description-financial-goals-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw, 1rem);
  line-height: 1.6;
}

.foundations-image-financial-goals-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.foundations-image-financial-goals-guide img {
  width: 100%;
  height: auto;
  border-radius: clamp(0.75rem, 1.5vw, 1.25rem);
  display: block;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.3);
}

@media (max-width: 768px) {
  .foundations-content-financial-goals-guide {
    flex-direction: column;
  }

  .foundations-text-financial-goals-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .foundations-image-financial-goals-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.framework-section-financial-goals-guide {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.framework-content-financial-goals-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.framework-image-financial-goals-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.framework-image-financial-goals-guide img {
  width: 100%;
  height: auto;
  border-radius: clamp(0.75rem, 1.5vw, 1.25rem);
  display: block;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.3);
}

.framework-text-financial-goals-guide {
  flex: 1 1 50%;
  max-width: 50%;
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
}

.framework-title-financial-goals-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  line-height: 1.3;
}

.framework-paragraph-financial-goals-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  line-height: 1.7;
}

.framework-steps-financial-goals-guide {
  display: flex;
  flex-direction: column;
  gap: clamp(1.25rem, 2vw, 1.75rem);
}

.step-item-financial-goals-guide {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.step-heading-financial-goals-guide {
  color: var(--color-text-primary);
  font-size: clamp(1rem, 1.5vw, 1.2rem);
  font-weight: 600;
}

.step-text-financial-goals-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw, 1rem);
  line-height: 1.6;
}

@media (max-width: 768px) {
  .framework-content-financial-goals-guide {
    flex-direction: column-reverse;
  }

  .framework-image-financial-goals-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .framework-text-financial-goals-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.common-mistakes-section-financial-goals-guide {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.common-mistakes-content-financial-goals-guide {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.common-mistakes-title-financial-goals-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  line-height: 1.3;
  text-align: center;
}

.common-mistakes-intro-financial-goals-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  text-align: center;
}

.mistakes-grid-financial-goals-guide {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.mistake-card-financial-goals-guide {
  flex: 1 1 calc(33.333% - 1.5rem);
  min-width: 280px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: 0.75rem;
  border: 1px solid var(--color-border);
  display: flex;
  flex-direction: column;
  gap: 1rem;
  transition: all 0.3s ease;
}

.mistake-card-financial-goals-guide:hover {
  transform: translateY(-4px);
  border-color: var(--color-accent);
  box-shadow: 0 8px 24px rgba(14, 165, 233, 0.15);
}

.mistake-icon-financial-goals-guide {
  font-size: 2rem;
  color: var(--color-accent);
}

.mistake-title-financial-goals-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.05rem, 1.5vw, 1.3rem);
  font-weight: 600;
}

.mistake-text-financial-goals-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw, 1rem);
  line-height: 1.6;
}

@media (max-width: 1024px) {
  .mistake-card-financial-goals-guide {
    flex: 1 1 calc(50% - 1rem);
  }
}

@media (max-width: 768px) {
  .mistake-card-financial-goals-guide {
    flex: 1 1 100%;
  }
}

.related-section-financial-goals-guide {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.related-content-financial-goals-guide {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.related-title-financial-goals-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  text-align: center;
}

.related-intro-financial-goals-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  text-align: center;
}

.related-cards-financial-goals-guide {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.related-card-financial-goals-guide {
  flex: 1 1 calc(33.333% - 1.5rem);
  min-width: 300px;
  background: var(--color-bg-card);
  border-radius: 0.75rem;
  border: 1px solid var(--color-border);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: all 0.3s ease;
}

.related-card-financial-goals-guide:hover {
  transform: translateY(-4px);
  border-color: var(--color-accent);
  box-shadow: 0 8px 24px rgba(14, 165, 233, 0.15);
}

.related-image-financial-goals-guide {
  width: 100%;
  height: 200px;
  overflow: hidden;
}

.related-image-financial-goals-guide img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.related-card-content-financial-goals-guide {
  padding: clamp(1.5rem, 3vw, 2rem);
  display: flex;
  flex-direction: column;
  gap: 1rem;
  flex: 1;
}

.related-card-title-financial-goals-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.05rem, 1.5vw, 1.3rem);
  font-weight: 600;
  line-height: 1.4;
}

.related-card-text-financial-goals-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw, 1rem);
  line-height: 1.6;
  flex: 1;
}

.related-link-financial-goals-guide {
  color: var(--color-accent);
  text-decoration: none;
  font-weight: 600;
  font-size: clamp(0.85rem, 1vw, 1rem);
  transition: all 0.3s ease;
  display: inline-block;
}

.related-link-financial-goals-guide:hover {
  color: var(--color-accent-light);
  text-decoration: underline;
}

@media (max-width: 1024px) {
  .related-card-financial-goals-guide {
    flex: 1 1 calc(50% - 1rem);
  }
}

@media (max-width: 768px) {
  .related-card-financial-goals-guide {
    flex: 1 1 100%;
  }
}

.author-section-financial-goals-guide {
  background: var(--color-bg-tertiary);
  padding: clamp(2rem, 5vw, 3rem) 0;
  overflow: hidden;
  border-top: 1px solid var(--color-border);
  border-bottom: 1px solid var(--color-border);
}

.author-content-financial-goals-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  align-items: flex-start;
}

.author-image-financial-goals-guide {
  flex-shrink: 0;
}

.author-image-financial-goals-guide img {
  width: 120px;
  height: 120px;
  border-radius: 50%;
  object-fit: cover;
  display: block;
  border: 3px solid var(--color-accent);
}

.author-info-financial-goals-guide {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  justify-content: center;
}

.author-label-financial-goals-guide {
  color: var(--color-accent);
  font-size: clamp(0.75rem, 1vw, 0.9rem);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.author-name-financial-goals-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.25rem, 2vw, 1.5rem);
  font-weight: 700;
}

.author-name-financial-goals-guide a {
  color: var(--color-text-primary);
  text-decoration: none;
  transition: all 0.3s ease;
}

.author-name-financial-goals-guide a:hover {
  color: var(--color-accent);
}

.author-position-financial-goals-guide {
  color: var(--color-accent);
  font-size: clamp(0.85rem, 1vw, 1rem);
  font-weight: 500;
}

.author-bio-financial-goals-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw, 1rem);
  line-height: 1.6;
}

@media (max-width: 768px) {
  .author-content-financial-goals-guide {
    flex-direction: column;
    align-items: center;
    text-align: center;
  }

  .author-image-financial-goals-guide {
    flex-shrink: 0;
  }
}

.conclusion-section-financial-goals-guide {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.conclusion-content-financial-goals-guide {
  max-width: 800px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 2vw, 2rem);
  text-align: center;
}

.conclusion-title-financial-goals-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  line-height: 1.3;
}

.conclusion-paragraph-financial-goals-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  line-height: 1.8;
}

.disclaimer-section-financial-goals-guide {
  background: var(--color-bg-secondary);
  padding: clamp(2rem, 5vw, 3rem) 0;
  overflow: hidden;
  border-top: 1px solid var(--color-border);
}

.disclaimer-content-financial-goals-guide {
  max-width: 900px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.disclaimer-title-financial-goals-guide {
  color: var(--color-text-primary);
  font-size: clamp(1.1rem, 2vw, 1.4rem);
  font-weight: 700;
}

.disclaimer-text-financial-goals-guide {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw, 1rem);
  line-height: 1.7;
}

@media (max-width: 768px) {
  .hero-section-financial-goals-guide,
  .intro-section-financial-goals-guide,
  .foundations-section-financial-goals-guide,
  .framework-section-financial-goals-guide,
  .common-mistakes-section-financial-goals-guide,
  .related-section-financial-goals-guide,
  .conclusion-section-financial-goals-guide,
  .disclaimer-section-financial-goals-guide {
    padding: clamp(2rem, 5vw, 3rem) 0;
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-primary);
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  line-height: 1.6;
}

h1, h2, h3, h4, h5, h6 {
  word-wrap: break-word;
  overflow-wrap: break-word;
  font-family: var(--font-heading);
}

p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

a {
  color: var(--color-accent);
  text-decoration: none;
  transition: var(--transition-base);
}

a:hover {
  color: var(--color-secondary);
  text-decoration: underline;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.main-budget-that-works {
  overflow: hidden;
}

.hero-section-budget-that-works {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.breadcrumbs-budget-that-works {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-bottom: clamp(1.5rem, 3vw, 2.5rem);
  font-size: clamp(0.75rem, 1vw + 0.5rem, 0.95rem);
  color: var(--color-text-secondary);
}

.breadcrumbs-budget-that-works a {
  color: var(--color-accent);
}

.breadcrumbs-budget-that-works a:hover {
  color: var(--color-secondary);
}

.breadcrumbs-budget-that-works span {
  color: var(--color-text-muted);
}

.hero-wrapper-budget-that-works {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.hero-content-budget-that-works {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-budget-that-works {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-budget-that-works img {
  width: 100%;
  height: auto;
  border-radius: 12px;
  display: block;
  object-fit: cover;
}

.hero-meta-budget-that-works {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  align-items: center;
  margin-bottom: 1.5rem;
  font-size: clamp(0.8rem, 1vw + 0.5rem, 0.95rem);
  color: var(--color-text-secondary);
}

.meta-badge-budget-that-works {
  background: var(--color-bg-tertiary);
  color: var(--color-secondary);
  padding: 0.35rem 0.75rem;
  border-radius: 20px;
  font-weight: 600;
  font-size: 0.8rem;
}

.meta-divider-budget-that-works {
  color: var(--color-text-muted);
}

.hero-title-budget-that-works {
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  color: var(--color-text-primary);
  margin-bottom: 1rem;
  line-height: 1.2;
  font-weight: 700;
}

.hero-subtitle-budget-that-works {
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.2rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: 0;
}

@media (max-width: 768px) {
  .hero-wrapper-budget-that-works {
    flex-direction: column;
  }

  .hero-content-budget-that-works,
  .hero-image-budget-that-works {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .hero-image-budget-that-works {
    order: -1;
  }
}

.intro-section-budget-that-works {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.intro-content-budget-that-works {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 3vw, 2rem);
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
}

.intro-title-budget-that-works {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.3;
}

.intro-text-budget-that-works,
.intro-text-secondary-budget-that-works {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
}

.step-section-budget-that-works {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.step-content-budget-that-works {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.step-text-budget-that-works {
  flex: 1 1 50%;
  max-width: 50%;
}

.step-image-budget-that-works {
  flex: 1 1 50%;
  max-width: 50%;
}

.step-image-budget-that-works img {
  width: 100%;
  height: auto;
  border-radius: 12px;
  display: block;
  object-fit: cover;
}

.step-title-budget-that-works {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: 1.5rem;
  line-height: 1.3;
}

.step-text-body-budget-that-works {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin-bottom: 1.5rem;
  line-height: 1.8;
}

.step-highlight-budget-that-works {
  background: var(--color-bg-tertiary);
  border-left: 4px solid var(--color-accent);
  padding: 1.5rem;
  border-radius: 8px;
  margin: 1.5rem 0;
}

.highlight-text-budget-that-works {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0;
  font-style: italic;
}

@media (max-width: 768px) {
  .step-content-budget-that-works {
    flex-direction: column;
  }

  .step-text-budget-that-works,
  .step-image-budget-that-works {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.method-section-budget-that-works {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.method-content-budget-that-works {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.method-image-budget-that-works {
  flex: 1 1 50%;
  max-width: 50%;
  order: -1;
}

.method-image-budget-that-works img {
  width: 100%;
  height: auto;
  border-radius: 12px;
  display: block;
  object-fit: cover;
}

.method-text-budget-that-works {
  flex: 1 1 50%;
  max-width: 50%;
}

.method-title-budget-that-works {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: 1.5rem;
  line-height: 1.3;
}

.method-text-body-budget-that-works {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin-bottom: 1.5rem;
  line-height: 1.8;
}

.method-list-budget-that-works {
  list-style: none;
  margin-bottom: 1.5rem;
}

.list-item-budget-that-works {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin-bottom: 1rem;
  padding-left: 1.5rem;
  position: relative;
  line-height: 1.7;
}

.list-item-budget-that-works:before {
  content: "";
  position: absolute;
  left: 0;
  color: var(--color-accent);
  font-weight: bold;
}

.list-item-budget-that-works strong {
  color: var(--color-text-primary);
}

@media (max-width: 768px) {
  .method-content-budget-that-works {
    flex-direction: column;
  }

  .method-image-budget-that-works,
  .method-text-budget-that-works {
    flex: 1 1 100%;
    max-width: 100%;
    order: 0;
  }

  .method-image-budget-that-works {
    order: -1;
  }
}

.related-inline-budget-that-works {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.related-inline-content-budget-that-works {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.related-inline-title-budget-that-works {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  text-align: center;
  line-height: 1.3;
}

.related-inline-cards-budget-that-works {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.related-card-budget-that-works {
  flex: 1 1 calc(33.333% - 1rem);
  min-width: 280px;
  max-width: 380px;
  background: var(--color-bg-card);
  border-radius: 12px;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  gap: 0;
  transition: var(--transition-base);
  border: 1px solid var(--color-border);
}

.related-card-budget-that-works:hover {
  transform: translateY(-4px);
  border-color: var(--color-accent);
}

.related-card-image-budget-that-works {
  width: 100%;
  height: 200px;
  overflow: hidden;
  background: var(--color-bg-tertiary);
}

.related-card-image-budget-that-works img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.related-card-text-budget-that-works {
  padding: clamp(1rem, 3vw, 1.5rem);
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  flex: 1;
}

.related-card-title-budget-that-works {
  font-size: clamp(1rem, 1.5vw + 0.5rem, 1.25rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.4;
}

.related-card-desc-budget-that-works {
  font-size: clamp(0.8rem, 1vw + 0.4rem, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  flex: 1;
}

.related-card-link-budget-that-works {
  font-size: 0.95rem;
  color: var(--color-accent);
  font-weight: 600;
  margin-top: 0.5rem;
  display: inline-block;
  transition: var(--transition-base);
}

.related-card-link-budget-that-works:hover {
  color: var(--color-secondary);
}

@media (max-width: 1024px) {
  .related-card-budget-that-works {
    flex: 1 1 calc(50% - 0.75rem);
    max-width: 100%;
  }
}

@media (max-width: 640px) {
  .related-card-budget-that-works {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.implementation-section-budget-that-works {
  background: var(--color-bg-tertiary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.implementation-content-budget-that-works {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.implementation-text-budget-that-works {
  flex: 1 1 50%;
  max-width: 50%;
}

.implementation-image-budget-that-works {
  flex: 1 1 50%;
  max-width: 50%;
}

.implementation-image-budget-that-works img {
  width: 100%;
  height: auto;
  border-radius: 12px;
  display: block;
  object-fit: cover;
}

.implementation-title-budget-that-works {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: 1.5rem;
  line-height: 1.3;
}

.implementation-text-body-budget-that-works {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin-bottom: 1.5rem;
  line-height: 1.8;
}

.implementation-highlight-budget-that-works {
  background: var(--color-bg-secondary);
  border-left: 4px solid var(--color-secondary);
  padding: 1.5rem;
  border-radius: 8px;
  margin: 1.5rem 0;
}

.highlight-title-budget-that-works {
  font-size: clamp(1rem, 1.5vw + 0.5rem, 1.2rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: 0.75rem;
  line-height: 1.3;
}

@media (max-width: 768px) {
  .implementation-content-budget-that-works {
    flex-direction: column;
  }

  .implementation-text-budget-that-works,
  .implementation-image-budget-that-works {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.common-section-budget-that-works {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.common-content-budget-that-works {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
  max-width: 900px;
  margin: 0 auto;
}

.common-title-budget-that-works {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  text-align: center;
  line-height: 1.3;
}

.common-items-budget-that-works {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
}

.common-item-budget-that-works {
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: 8px;
  border: 1px solid var(--color-border);
  transition: var(--transition-base);
}

.common-item-budget-that-works:hover {
  border-color: var(--color-accent);
  background: var(--color-bg-tertiary);
}

.common-item-title-budget-that-works {
  font-size: clamp(1.05rem, 1.5vw + 0.5rem, 1.3rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: 0.75rem;
  line-height: 1.3;
}

.common-item-text-budget-that-works {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0;
}

.conclusion-section-budget-that-works {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.conclusion-content-budget-that-works {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 3vw, 1.5rem);
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
}

.conclusion-title-budget-that-works {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.3;
}

.conclusion-text-budget-that-works {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin: 0;
}

.author-section-budget-that-works {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.author-content-budget-that-works {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: flex-start;
  max-width: 700px;
  margin: 0 auto;
}

.author-image-budget-that-works {
  flex: 0 0 auto;
  width: 120px;
  height: 120px;
  border-radius: 50%;
  overflow: hidden;
  background: var(--color-bg-tertiary);
  display: flex;
  align-items: center;
  justify-content: center;
}

.author-image-budget-that-works img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.author-text-budget-that-works {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  flex: 1;
}

.author-label-budget-that-works {
  font-size: 0.8rem;
  color: var(--color-accent);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin: 0;
}

.author-name-budget-that-works {
  font-size: clamp(1.1rem, 1.5vw + 0.5rem, 1.4rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.3;
  margin: 0;
}

.author-name-budget-that-works a {
  color: var(--color-text-primary);
}

.author-name-budget-that-works a:hover {
  color: var(--color-accent);
}

.author-title-budget-that-works {
  font-size: 0.95rem;
  color: var(--color-secondary);
  font-weight: 600;
  margin: 0;
}

.author-bio-budget-that-works {
  font-size: clamp(0.8rem, 1vw + 0.4rem, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
}

@media (max-width: 768px) {
  .author-content-budget-that-works {
    flex-direction: column;
    align-items: center;
    text-align: center;
  }

  .author-text-budget-that-works {
    gap: 0.5rem;
  }
}

.disclaimer-section-budget-that-works {
  background: var(--color-bg-tertiary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.disclaimer-content-budget-that-works {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 3vw, 1.5rem);
  max-width: 800px;
  margin: 0 auto;
}

.disclaimer-title-budget-that-works {
  font-size: clamp(1.2rem, 2vw + 0.5rem, 1.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.3;
}

.disclaimer-text-budget-that-works {
  font-size: clamp(0.8rem, 1vw + 0.4rem, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0;
}

@media (max-width: 768px) {
  .main-budget-that-works {
    padding: 0;
  }

  .container {
    padding: 0 clamp(1rem, 3vw, 1.5rem);
  }
}

@media (max-width: 480px) {
  .breadcrumbs-budget-that-works {
    font-size: 0.7rem;
    gap: 0.3rem;
  }

  .hero-meta-budget-that-works {
    flex-direction: column;
    align-items: flex-start;
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-primary);
  background: var(--color-bg-primary);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

h1, h2, h3, h4, h5, h6 {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

a {
  transition: all 0.3s ease;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.main-emergency-fund-strategies {
  width: 100%;
  overflow: hidden;
}

.hero-section-emergency-fund-strategies {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-content-emergency-fund-strategies {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.hero-text-block-emergency-fund-strategies {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-block-emergency-fund-strategies {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-emergency-fund-strategies {
  width: 100%;
  height: auto;
  max-height: 500px;
  object-fit: cover;
  border-radius: 16px;
  display: block;
}

.breadcrumbs-emergency-fund-strategies {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.75rem;
  margin-bottom: clamp(1.5rem, 3vw, 2.5rem);
  font-size: clamp(0.75rem, 1vw, 0.875rem);
}

.breadcrumbs-emergency-fund-strategies a {
  color: var(--color-accent-light);
  text-decoration: none;
}

.breadcrumbs-emergency-fund-strategies a:hover {
  color: var(--color-accent);
  text-decoration: underline;
}

.breadcrumb-separator-emergency-fund-strategies {
  color: var(--color-text-muted);
}

.breadcrumb-current-emergency-fund-strategies {
  color: var(--color-text-secondary);
}

.hero-title-emergency-fund-strategies {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-weight: 700;
  line-height: 1.2;
}

.hero-subtitle-emergency-fund-strategies {
  font-size: clamp(1rem, 2vw, 1.375rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
  line-height: 1.5;
}

.hero-meta-emergency-fund-strategies {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  margin-top: clamp(1.5rem, 3vw, 2rem);
}

.meta-item-emergency-fund-strategies {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
}

.meta-item-emergency-fund-strategies i {
  color: var(--color-accent);
  font-size: clamp(0.875rem, 1.5vw, 1.125rem);
}

@media (max-width: 768px) {
  .hero-content-emergency-fund-strategies {
    flex-direction: column;
  }
  
  .hero-text-block-emergency-fund-strategies,
  .hero-image-block-emergency-fund-strategies {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.intro-section-emergency-fund-strategies {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.intro-content-emergency-fund-strategies {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: flex-start;
}

.intro-text-emergency-fund-strategies {
  flex: 1 1 60%;
  max-width: 60%;
}

.intro-highlight-emergency-fund-strategies {
  flex: 1 1 40%;
  max-width: 40%;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.intro-title-emergency-fund-strategies {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-weight: 700;
  line-height: 1.2;
}

.intro-paragraph-emergency-fund-strategies {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.7;
}

.highlight-box-emergency-fund-strategies {
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: 12px;
  border-left: 4px solid var(--color-accent);
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  transition: all 0.3s ease;
}

.highlight-box-emergency-fund-strategies:hover {
  transform: translateX(4px);
  border-left-color: var(--color-accent-hover);
}

.highlight-number-emergency-fund-strategies {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 3vw, 2.25rem);
  color: var(--color-accent-light);
  font-weight: 700;
}

.highlight-label-emergency-fund-strategies {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.5;
}

@media (max-width: 768px) {
  .intro-content-emergency-fund-strategies {
    flex-direction: column;
  }
  
  .intro-text-emergency-fund-strategies,
  .intro-highlight-emergency-fund-strategies {
    flex: 1 1 100%;
    max-width: 100%;
  }
  
  .intro-highlight-emergency-fund-strategies {
    flex-direction: row;
    flex-wrap: wrap;
  }
  
  .highlight-box-emergency-fund-strategies {
    flex: 1 1 calc(50% - 0.5rem);
  }
}

.content-section-one-emergency-fund-strategies,
.content-section-three-emergency-fund-strategies {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.content-section-two-emergency-fund-strategies,
.content-section-four-emergency-fund-strategies {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.content-wrapper-emergency-fund-strategies,
.content-wrapper-reverse-emergency-fund-strategies {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.content-wrapper-reverse-emergency-fund-strategies {
  flex-direction: row-reverse;
}

.content-text-block-emergency-fund-strategies {
  flex: 1 1 50%;
  max-width: 50%;
}

.content-image-block-emergency-fund-strategies {
  flex: 1 1 50%;
  max-width: 50%;
}

.content-title-emergency-fund-strategies {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-weight: 700;
  line-height: 1.2;
}

.content-paragraph-emergency-fund-strategies {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.7;
}

.content-image-emergency-fund-strategies {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: 12px;
  display: block;
}

.calculation-example-emergency-fund-strategies {
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: 8px;
  border-left: 4px solid var(--color-accent);
  margin-top: clamp(1.5rem, 3vw, 2rem);
}

.example-label-emergency-fund-strategies {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-accent-light);
  font-weight: 600;
  margin: 0 0 0.5rem 0;
}

.example-text-emergency-fund-strategies {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-primary);
  margin: 0;
  font-family: 'Courier New', monospace;
}

.timeline-emergency-fund-strategies {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  margin-top: clamp(1.5rem, 3vw, 2rem);
}

.timeline-item-emergency-fund-strategies {
  display: flex;
  align-items: center;
  gap: clamp(1rem, 2vw, 1.5rem);
  padding: clamp(1rem, 2vw, 1.5rem);
  background: var(--color-bg-card);
  border-radius: 8px;
  border-left: 3px solid var(--color-accent);
}

.timeline-marker-emergency-fund-strategies {
  font-family: var(--font-heading);
  font-size: clamp(1rem, 1.5vw, 1.25rem);
  color: var(--color-accent-light);
  font-weight: 700;
  min-width: 100px;
}

.timeline-text-emergency-fund-strategies {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  margin: 0;
}

@media (max-width: 768px) {
  .content-wrapper-emergency-fund-strategies,
  .content-wrapper-reverse-emergency-fund-strategies {
    flex-direction: column;
  }
  
  .content-text-block-emergency-fund-strategies,
  .content-image-block-emergency-fund-strategies {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.related-posts-inline-emergency-fund-strategies {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.related-content-emergency-fund-strategies {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.related-title-emergency-fund-strategies {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  text-align: center;
  font-weight: 700;
  line-height: 1.2;
}

.related-cards-wrapper-emergency-fund-strategies {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.related-card-emergency-fund-strategies {
  flex: 1 1 calc(33.333% - 1.67rem);
  min-width: 280px;
  max-width: 380px;
  background: var(--color-bg-card);
  border-radius: 12px;
  overflow: hidden;
  transition: all 0.3s ease;
  display: flex;
  flex-direction: column;
}

.related-card-emergency-fund-strategies:hover {
  transform: translateY(-8px);
  box-shadow: 0 20px 40px rgba(14, 165, 233, 0.15);
}

.related-card-image-emergency-fund-strategies {
  width: 100%;
  height: 220px;
  object-fit: cover;
  display: block;
}

.related-card-content-emergency-fund-strategies {
  padding: clamp(1.5rem, 3vw, 2rem);
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1rem);
  flex: 1;
}

.related-card-title-emergency-fund-strategies {
  font-family: var(--font-heading);
  font-size: clamp(1.125rem, 2vw, 1.375rem);
  color: var(--color-text-primary);
  margin: 0;
  font-weight: 700;
  line-height: 1.3;
}

.related-card-description-emergency-fund-strategies {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
  flex: 1;
}

.related-card-link-emergency-fund-strategies {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  color: var(--color-accent-light);
  text-decoration: none;
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw, 1rem);
  margin-top: 0.5rem;
}

.related-card-link-emergency-fund-strategies:hover {
  color: var(--color-accent);
}

.related-card-link-emergency-fund-strategies i {
  transition: transform 0.3s ease;
}

.related-card-link-emergency-fund-strategies:hover i {
  transform: translateX(4px);
}

@media (max-width: 1024px) {
  .related-card-emergency-fund-strategies {
    flex: 1 1 calc(50% - 0.75rem);
  }
}

@media (max-width: 640px) {
  .related-card-emergency-fund-strategies {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.conclusion-section-emergency-fund-strategies {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.conclusion-content-emergency-fund-strategies {
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
}

.conclusion-title-emergency-fund-strategies {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
  font-weight: 700;
  line-height: 1.2;
}

.conclusion-text-emergency-fund-strategies {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.7;
}

.conclusion-text-emergency-fund-strategies:last-child {
  margin-bottom: 0;
}

.author-section-emergency-fund-strategies {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.author-content-emergency-fund-strategies {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: flex-start;
  max-width: 900px;
  margin: 0 auto;
}

.author-image-emergency-fund-strategies {
  flex-shrink: 0;
}

.author-photo-emergency-fund-strategies {
  width: 120px;
  height: 120px;
  border-radius: 50%;
  object-fit: cover;
  display: block;
  border: 3px solid var(--color-accent);
}

.author-info-emergency-fund-strategies {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1rem);
}

.author-header-emergency-fund-strategies {
  margin: 0;
}

.author-label-emergency-fund-strategies {
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  color: var(--color-accent-light);
  text-transform: uppercase;
  letter-spacing: 1px;
  font-weight: 700;
  margin: 0 0 0.25rem 0;
}

.author-name-emergency-fund-strategies {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  color: var(--color-text-primary);
  margin: 0 0 0.5rem 0;
  font-weight: 700;
}

.author-name-emergency-fund-strategies a {
  color: var(--color-text-primary);
  text-decoration: none;
}

.author-name-emergency-fund-strategies a:hover {
  color: var(--color-accent-light);
}

.author-position-emergency-fund-strategies {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-accent-light);
  margin: 0 0 0.5rem 0;
  font-weight: 600;
}

.author-bio-emergency-fund-strategies {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.7;
}

@media (max-width: 640px) {
  .author-content-emergency-fund-strategies {
    flex-direction: column;
    align-items: center;
    text-align: center;
  }
  
  .author-image-emergency-fund-strategies {
    flex-shrink: 0;
  }
}

.disclaimer-section-emergency-fund-strategies {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.disclaimer-content-emergency-fund-strategies {
  max-width: 900px;
  margin: 0 auto;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: 12px;
  border-left: 4px solid var(--color-accent);
}

.disclaimer-title-emergency-fund-strategies {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-weight: 700;
}

.disclaimer-text-emergency-fund-strategies {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(0.75rem, 1.5vw, 1rem);
  line-height: 1.7;
}

.disclaimer-text-emergency-fund-strategies:last-child {
  margin-bottom: 0;
}

@media (max-width: 768px) {
  .hero-meta-emergency-fund-strategies {
    flex-direction: column;
    gap: 1rem;
  }
}

@media (max-width: 480px) {
  .breadcrumbs-emergency-fund-strategies {
    font-size: 0.7rem;
    gap: 0.5rem;
  }
  
  .related-card-emergency-fund-strategies {
    flex: 1 1 100%;
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html, body {
  scroll-behavior: smooth;
}

body {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
  line-height: 1.6;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 600;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

a {
  color: var(--color-secondary);
  text-decoration: none;
  transition: var(--transition-base);
}

a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.main-retirement-planning-guide {
  overflow: hidden;
}

.hero-section-retirement-planning-guide {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
  border-bottom: 1px solid var(--color-border);
}

.breadcrumbs-retirement-planning-guide {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  font-size: clamp(0.75rem, 1vw, 0.95rem);
  color: var(--color-text-muted);
  margin-bottom: clamp(1.5rem, 3vw, 2.5rem);
}

.breadcrumbs-retirement-planning-guide a {
  color: var(--color-secondary);
  transition: var(--transition-base);
}

.breadcrumbs-retirement-planning-guide a:hover {
  color: var(--color-primary);
}

.breadcrumbs-retirement-planning-guide span {
  color: var(--color-text-muted);
}

.hero-content-retirement-planning-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.hero-text-retirement-planning-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-title-retirement-planning-guide {
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.hero-subtitle-retirement-planning-guide {
  font-size: clamp(0.95rem, 1.2vw + 0.5rem, 1.25rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
  line-height: 1.7;
}

.hero-meta-retirement-planning-guide {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1rem, 2vw, 1.5rem);
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  color: var(--color-text-muted);
}

.meta-item-retirement-planning-guide {
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.meta-item-retirement-planning-guide i {
  color: var(--color-primary);
}

.hero-image-retirement-planning-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-img-retirement-planning-guide {
  width: 100%;
  height: auto;
  max-height: 450px;
  object-fit: cover;
  border-radius: 12px;
  display: block;
}

@media (max-width: 768px) {
  .hero-content-retirement-planning-guide {
    flex-direction: column;
  }

  .hero-text-retirement-planning-guide,
  .hero-image-retirement-planning-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .hero-img-retirement-planning-guide {
    max-height: 300px;
  }
}

.intro-section-retirement-planning-guide {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
  border-bottom: 1px solid var(--color-border);
}

.intro-content-retirement-planning-guide {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.intro-text-retirement-planning-guide {
  max-width: 900px;
  margin: 0 auto;
}

.intro-title-retirement-planning-guide {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  text-align: center;
}

.intro-paragraph-retirement-planning-guide {
  font-size: clamp(0.95rem, 1.2vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.8;
}

.intro-stats-retirement-planning-guide {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1rem, 3vw, 2rem);
  justify-content: center;
}

.stat-box-retirement-planning-guide {
  flex: 1 1 calc(33.333% - clamp(1rem, 3vw, 2rem) * 2/3);
  min-width: 200px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 2vw, 2rem);
  border-radius: 12px;
  text-align: center;
  border: 1px solid var(--color-border);
}

.stat-number-retirement-planning-guide {
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  color: var(--color-primary);
  font-weight: 700;
  margin-bottom: 0.5rem;
  font-family: var(--font-heading);
}

.stat-label-retirement-planning-guide {
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.5;
}

@media (max-width: 768px) {
  .intro-stats-retirement-planning-guide {
    flex-direction: column;
  }

  .stat-box-retirement-planning-guide {
    flex: 1 1 100%;
  }
}

.first-content-section-retirement-planning-guide {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
  border-bottom: 1px solid var(--color-border);
}

.first-content-wrapper-retirement-planning-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.first-content-text-retirement-planning-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.first-content-title-retirement-planning-guide {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.first-content-paragraph-retirement-planning-guide {
  font-size: clamp(0.95rem, 1.2vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1.5rem, 2vw, 2rem);
  line-height: 1.8;
}

.pillar-list-retirement-planning-guide {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 2vw, 2rem);
}

.pillar-item-retirement-planning-guide {
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 2vw, 2rem);
  border-radius: 12px;
  border-left: 4px solid var(--color-primary);
  transition: var(--transition-base);
}

.pillar-item-retirement-planning-guide:hover {
  background: var(--color-bg-tertiary);
  transform: translateX(8px);
}

.pillar-name-retirement-planning-guide {
  font-size: clamp(1.1rem, 2vw, 1.3rem);
  color: var(--color-primary);
  margin-bottom: 0.5rem;
}

.pillar-description-retirement-planning-guide {
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.first-content-image-retirement-planning-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.first-content-img-retirement-planning-guide {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: 12px;
  display: block;
}

@media (max-width: 768px) {
  .first-content-wrapper-retirement-planning-guide {
    flex-direction: column;
  }

  .first-content-text-retirement-planning-guide,
  .first-content-image-retirement-planning-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .first-content-img-retirement-planning-guide {
    max-height: 300px;
  }
}

.second-content-section-retirement-planning-guide {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
  border-bottom: 1px solid var(--color-border);
}

.second-content-wrapper-retirement-planning-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.second-content-image-retirement-planning-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.second-content-img-retirement-planning-guide {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: 12px;
  display: block;
}

.second-content-text-retirement-planning-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.second-content-title-retirement-planning-guide {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.second-content-paragraph-retirement-planning-guide {
  font-size: clamp(0.95rem, 1.2vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.8;
}

@media (max-width: 768px) {
  .second-content-wrapper-retirement-planning-guide {
    flex-direction: column-reverse;
  }

  .second-content-image-retirement-planning-guide,
  .second-content-text-retirement-planning-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .second-content-img-retirement-planning-guide {
    max-height: 300px;
  }
}

.related-posts-section-retirement-planning-guide {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
  border-bottom: 1px solid var(--color-border);
}

.related-content-retirement-planning-guide {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.related-title-retirement-planning-guide {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  text-align: center;
}

.related-cards-retirement-planning-guide {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.related-card-retirement-planning-guide {
  flex: 1 1 calc(33.333% - clamp(1.5rem, 3vw, 2rem) * 2/3);
  min-width: 280px;
  background: var(--color-bg-card);
  border-radius: 12px;
  overflow: hidden;
  border: 1px solid var(--color-border);
  transition: var(--transition-base);
  display: flex;
  flex-direction: column;
}

.related-card-retirement-planning-guide:hover {
  border-color: var(--color-primary);
  transform: translateY(-8px);
  box-shadow: 0 12px 24px rgba(14, 165, 233, 0.15);
}

.related-card-image-retirement-planning-guide {
  width: 100%;
  height: 200px;
  overflow: hidden;
}

.related-card-img-retirement-planning-guide {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: var(--transition-base);
}

.related-card-retirement-planning-guide:hover .related-card-img-retirement-planning-guide {
  transform: scale(1.05);
}

.related-card-body-retirement-planning-guide {
  padding: clamp(1.5rem, 2vw, 2rem);
  display: flex;
  flex-direction: column;
  gap: 1rem;
  flex: 1;
}

.related-card-title-retirement-planning-guide {
  font-size: clamp(1.1rem, 2vw, 1.3rem);
  color: var(--color-text-primary);
  line-height: 1.4;
}

.related-card-text-retirement-planning-guide {
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  flex: 1;
}

.related-card-link-retirement-planning-guide {
  color: var(--color-primary);
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  transition: var(--transition-base);
}

.related-card-link-retirement-planning-guide:hover {
  color: var(--color-primary-hover);
  gap: 0.75rem;
}

@media (max-width: 768px) {
  .related-cards-retirement-planning-guide {
    flex-direction: column;
  }

  .related-card-retirement-planning-guide {
    flex: 1 1 100%;
  }
}

.third-content-section-retirement-planning-guide {
  background: var(--color-bg-tertiary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
  border-bottom: 1px solid var(--color-border);
}

.third-content-wrapper-retirement-planning-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.third-content-text-retirement-planning-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.third-content-title-retirement-planning-guide {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.third-content-paragraph-retirement-planning-guide {
  font-size: clamp(0.95rem, 1.2vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1.5rem, 2vw, 2rem);
  line-height: 1.8;
}

.calculation-steps-retirement-planning-guide {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 2vw, 2rem);
}

.step-retirement-planning-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 2vw, 2rem);
  align-items: flex-start;
}

.step-number-retirement-planning-guide {
  flex-shrink: 0;
  width: 50px;
  height: 50px;
  background: var(--color-primary);
  color: var(--color-bg-primary);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  font-weight: 700;
  font-family: var(--font-heading);
}

.step-content-retirement-planning-guide {
  flex: 1;
}

.step-title-retirement-planning-guide {
  font-size: clamp(1.05rem, 1.8vw, 1.25rem);
  color: var(--color-text-primary);
  margin-bottom: 0.5rem;
}

.step-text-retirement-planning-guide {
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.third-content-image-retirement-planning-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.third-content-img-retirement-planning-guide {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: 12px;
  display: block;
}

@media (max-width: 768px) {
  .third-content-wrapper-retirement-planning-guide {
    flex-direction: column;
  }

  .third-content-text-retirement-planning-guide,
  .third-content-image-retirement-planning-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .third-content-img-retirement-planning-guide {
    max-height: 300px;
  }
}

.fourth-content-section-retirement-planning-guide {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
  border-bottom: 1px solid var(--color-border);
}

.fourth-content-wrapper-retirement-planning-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.fourth-content-image-retirement-planning-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.fourth-content-img-retirement-planning-guide {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: 12px;
  display: block;
}

.fourth-content-text-retirement-planning-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.fourth-content-title-retirement-planning-guide {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.action-list-retirement-planning-guide {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.action-item-retirement-planning-guide {
  font-size: clamp(0.95rem, 1.2vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  padding-left: 1.5rem;
  position: relative;
}

.action-item-retirement-planning-guide:before {
  content: "";
  position: absolute;
  left: 0;
  color: var(--color-primary);
  font-weight: 700;
  font-size: 1.3rem;
}

.action-bold-retirement-planning-guide {
  color: var(--color-text-primary);
  font-weight: 600;
}

@media (max-width: 768px) {
  .fourth-content-wrapper-retirement-planning-guide {
    flex-direction: column-reverse;
  }

  .fourth-content-image-retirement-planning-guide,
  .fourth-content-text-retirement-planning-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .fourth-content-img-retirement-planning-guide {
    max-height: 300px;
  }
}

.conclusion-section-retirement-planning-guide {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
  border-bottom: 1px solid var(--color-border);
}

.conclusion-content-retirement-planning-guide {
  max-width: 900px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 2vw, 2rem);
}

.conclusion-title-retirement-planning-guide {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  text-align: center;
}

.conclusion-paragraph-retirement-planning-guide {
  font-size: clamp(0.95rem, 1.2vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  text-align: center;
}

.cta-box-retirement-planning-guide {
  background: linear-gradient(135deg, var(--color-bg-tertiary) 0%, var(--color-bg-secondary) 100%);
  padding: clamp(2rem, 4vw, 3rem);
  border-radius: 12px;
  border: 1px solid var(--color-primary);
  text-align: center;
  margin-top: clamp(1rem, 2vw, 2rem);
}

.cta-title-retirement-planning-guide {
  font-size: clamp(1.25rem, 2vw, 1.5rem);
  color: var(--color-text-primary);
  margin-bottom: 0.5rem;
}

.cta-text-retirement-planning-guide {
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  margin-bottom: 1.5rem;
}

.cta-button-retirement-planning-guide {
  display: inline-flex;
  align-items: center;
  padding: 0.75rem 1.75rem;
  background: var(--color-primary);
  color: var(--color-bg-primary);
  border-radius: 8px;
  font-weight: 600;
  font-size: clamp(0.9rem, 1vw, 1rem);
  transition: var(--transition-base);
}

.cta-button-retirement-planning-guide:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
}

.author-section-retirement-planning-guide {
  background: var(--color-bg-secondary);
  padding: clamp(2rem, 4vw, 3rem) 0;
  overflow: hidden;
  border-bottom: 1px solid var(--color-border);
}

.author-content-retirement-planning-guide {
  max-width: 900px;
  margin: 0 auto;
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2rem);
  align-items: flex-start;
}

.author-image-retirement-planning-guide {
  flex-shrink: 0;
}

.author-img-retirement-planning-guide {
  width: 120px;
  height: 120px;
  border-radius: 50%;
  object-fit: cover;
  border: 2px solid var(--color-primary);
}

.author-info-retirement-planning-guide {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.author-header-retirement-planning-guide {
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
}

.author-label-retirement-planning-guide {
  font-size: 0.8rem;
  color: var(--color-primary);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.author-name-retirement-planning-guide {
  font-size: clamp(1.1rem, 2vw, 1.3rem);
  color: var(--color-text-primary);
}

.author-link-retirement-planning-guide {
  color: var(--color-text-primary);
  transition: var(--transition-base);
}

.author-link-retirement-planning-guide:hover {
  color: var(--color-primary);
}

.author-position-retirement-planning-guide {
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-primary);
  font-weight: 600;
}

.author-bio-retirement-planning-guide {
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

@media (max-width: 768px) {
  .author-content-retirement-planning-guide {
    flex-direction: column;
    align-items: center;
    text-align: center;
  }

  .author-image-retirement-planning-guide {
    flex-shrink: 0;
  }

  .author-info-retirement-planning-guide {
    align-items: center;
  }
}

.disclaimer-section-retirement-planning-guide {
  background: var(--color-bg-tertiary);
  padding: clamp(2rem, 4vw, 3rem) 0;
  overflow: hidden;
}

.disclaimer-content-retirement-planning-guide {
  max-width: 900px;
  margin: 0 auto;
}

.disclaimer-title-retirement-planning-guide {
  font-size: clamp(1.2rem, 2vw, 1.4rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.disclaimer-text-retirement-planning-guide {
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
}

@media (max-width: 1024px) {
  .hero-content-retirement-planning-guide,
  .first-content-wrapper-retirement-planning-guide,
  .second-content-wrapper-retirement-planning-guide,
  .third-content-wrapper-retirement-planning-guide,
  .fourth-content-wrapper-retirement-planning-guide {
    flex-direction: column;
  }

  .hero-text-retirement-planning-guide,
  .hero-image-retirement-planning-guide,
  .first-content-text-retirement-planning-guide,
  .first-content-image-retirement-planning-guide,
  .second-content-image-retirement-planning-guide,
  .second-content-text-retirement-planning-guide,
  .third-content-text-retirement-planning-guide,
  .third-content-image-retirement-planning-guide,
  .fourth-content-image-retirement-planning-guide,
  .fourth-content-text-retirement-planning-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .second-content-wrapper-retirement-planning-guide,
  .fourth-content-wrapper-retirement-planning-guide {
    flex-direction: column-reverse;
  }
}

@media (max-width: 480px) {
  .breadcrumbs-retirement-planning-guide {
    font-size: 0.75rem;
  }

  .intro-stats-retirement-planning-guide {
    gap: 1rem;
  }

  .stat-box-retirement-planning-guide {
    min-width: 150px;
  }

  .pillar-item-retirement-planning-guide:hover {
    transform: translateX(4px);
  }

  .step-retirement-planning-guide {
    gap: 1rem;
  }

  .step-number-retirement-planning-guide {
    width: 40px;
    height: 40px;
    font-size: 1.2rem;
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html, body {
  font-family: 'Lato', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
}

h1, h2, h3, h4, h5, h6 {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

p, span, li {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
}

.finance-narrative-about {
  background: var(--color-bg-primary);
}

.hero-section-about {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: center;
  text-align: center;
}

.hero-header-about {
  text-align: center;
}

.hero-title-about {
  font-size: clamp(2rem, 5vw + 0.5rem, 3.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: clamp(0.75rem, 2vw, 1.25rem);
  line-height: 1.2;
}

.hero-subtitle-about {
  font-size: clamp(1rem, 2vw + 0.25rem, 1.3rem);
  color: var(--color-text-secondary);
  max-width: 700px;
  margin: 0 auto;
  line-height: 1.6;
}

.hero-visual-about {
  width: 100%;
  max-width: 800px;
  height: auto;
  border-radius: 12px;
  display: block;
  object-fit: cover;
}

.foundation-section-about {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.foundation-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.foundation-header-about {
  text-align: center;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.section-tag-about {
  display: inline-block;
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  color: var(--color-secondary);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 0.75rem;
  font-weight: 600;
}

.foundation-title-about {
  font-size: clamp(1.75rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: 1rem;
  line-height: 1.3;
}

.foundation-text-about {
  font-size: clamp(0.875rem, 1.2vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  max-width: 800px;
  margin: 0 auto;
  line-height: 1.8;
}

.foundation-split-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: center;
}

.foundation-story-about {
  flex: 1 1 100%;
}

.foundation-story-text-about {
  font-size: clamp(0.9rem, 1.1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.foundation-story-text-about:last-of-type {
  margin-bottom: 0;
}

.story-visual-about {
  width: 100%;
  max-width: 600px;
  height: auto;
  border-radius: 12px;
  display: block;
  object-fit: cover;
}

@media (min-width: 768px) {
  .foundation-split-about {
    flex-direction: row;
    align-items: center;
  }

  .foundation-story-about {
    flex: 1 1 48%;
  }

  .story-visual-about {
    flex: 1 1 48%;
  }
}

.expertise-section-about {
  background: var(--color-bg-tertiary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.expertise-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 4vw, 3.5rem);
}

.expertise-header-about {
  text-align: center;
  margin-bottom: clamp(0.5rem, 2vw, 1rem);
}

.expertise-title-about {
  font-size: clamp(1.75rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: 1rem;
  line-height: 1.3;
}

.expertise-subtitle-about {
  font-size: clamp(0.9rem, 1.2vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  max-width: 700px;
  margin: 0 auto;
  line-height: 1.7;
}

.expertise-cards-about {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.expertise-card-about {
  flex: 1 1 100%;
  min-width: 280px;
  max-width: 350px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: 10px;
  border: 1px solid rgba(14, 165, 233, 0.2);
  transition: all 0.3s ease;
}

.expertise-card-about:hover {
  border-color: var(--color-primary);
  transform: translateY(-4px);
  box-shadow: 0 8px 24px rgba(14, 165, 233, 0.15);
}

.expertise-card-icon-about {
  font-size: clamp(2rem, 4vw, 2.75rem);
  color: var(--color-secondary);
  margin-bottom: 1rem;
}

.expertise-card-title-about {
  font-size: clamp(1.1rem, 2vw + 0.25rem, 1.4rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin-bottom: 0.75rem;
  line-height: 1.4;
}

.expertise-card-text-about {
  font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.approach-section-about {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.approach-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.approach-header-about {
  text-align: center;
  margin-bottom: clamp(0.5rem, 2vw, 1rem);
}

.approach-tag-about {
  display: inline-block;
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  color: var(--color-primary);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 0.75rem;
  font-weight: 600;
}

.approach-title-about {
  font-size: clamp(1.75rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: 1rem;
  line-height: 1.3;
}

.approach-split-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: center;
}

.approach-text-about {
  flex: 1 1 100%;
}

.approach-paragraph-about {
  font-size: clamp(0.9rem, 1.1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.approach-paragraph-about:last-of-type {
  margin-bottom: 0;
}

.approach-visual-about {
  width: 100%;
  max-width: 600px;
  height: auto;
  border-radius: 12px;
  display: block;
  object-fit: cover;
}

@media (min-width: 768px) {
  .approach-split-about {
    flex-direction: row-reverse;
    align-items: center;
  }

  .approach-text-about {
    flex: 1 1 48%;
  }

  .approach-visual-about {
    flex: 1 1 48%;
  }
}

.commitment-section-about {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.commitment-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.commitment-header-about {
  text-align: center;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.commitment-title-about {
  font-size: clamp(1.75rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: 1rem;
  line-height: 1.3;
}

.commitment-intro-about {
  font-size: clamp(0.9rem, 1.2vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  max-width: 750px;
  margin: 0 auto;
  line-height: 1.8;
  text-align: center;
}

.commitment-highlights-about {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
}

.commitment-item-about {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  padding: clamp(1.25rem, 2vw, 2rem);
  background: var(--color-bg-card);
  border-radius: 10px;
  border-left: 4px solid var(--color-primary);
}

.commitment-item-title-about {
  font-size: clamp(1rem, 2vw + 0.25rem, 1.3rem);
  color: var(--color-text-primary);
  font-weight: 600;
  line-height: 1.4;
}

.commitment-item-text-about {
  font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.disclaimer-section-about {
  background: var(--color-bg-tertiary);
  padding: clamp(2.5rem, 6vw, 4rem) 0;
  overflow: hidden;
  border-top: 1px solid rgba(14, 165, 233, 0.2);
}

.disclaimer-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.disclaimer-header-about {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin-bottom: 0.5rem;
}

.disclaimer-icon-about {
  font-size: 1.25rem;
  color: var(--color-primary);
  flex-shrink: 0;
}

.disclaimer-title-about {
  font-size: clamp(1.1rem, 2vw + 0.25rem, 1.4rem);
  color: var(--color-text-primary);
  font-weight: 600;
  line-height: 1.4;
}

.disclaimer-text-about {
  font-size: clamp(0.8rem, 1vw + 0.4rem, 0.95rem);
  color: var(--color-text-muted);
  line-height: 1.7;
  max-width: 900px;
}

.disclaimer-text-about strong {
  color: var(--color-text-secondary);
  font-weight: 600;
}

@media (min-width: 768px) {
  .hero-section-about {
    padding: clamp(4rem, 10vw, 7rem) 0;
  }

  .foundation-section-about {
    padding: clamp(4rem, 10vw, 7rem) 0;
  }

  .expertise-section-about {
    padding: clamp(4rem, 10vw, 7rem) 0;
  }

  .approach-section-about {
    padding: clamp(4rem, 10vw, 7rem) 0;
  }

  .commitment-section-about {
    padding: clamp(4rem, 10vw, 7rem) 0;
  }

  .expertise-cards-about {
    gap: clamp(2rem, 3vw, 2.5rem);
  }

  .expertise-card-about {
    flex: 1 1 calc(33.333% - 1.5rem);
  }
}

@media (min-width: 1024px) {
  .hero-content-about {
    gap: 3rem;
  }

  .foundation-split-about {
    gap: 4rem;
  }

  .approach-split-about {
    gap: 4rem;
  }

  .expertise-card-about {
    flex: 1 1 calc(33.333% - 1.7rem);
  }
}

.author-profile-michael-lam {
  background: var(--color-bg-primary);
  font-family: var(--font-primary);
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
}

.hero-section-michael-lam {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-content-michael-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.hero-split-michael-lam {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.hero-image-michael-lam {
  flex: 1 1 45%;
  min-height: 300px;
  max-height: 500px;
}

.profile-photo-michael-lam {
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  display: block;
}

.hero-text-michael-lam {
  flex: 1 1 45%;
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 2vw, 1.5rem);
}

.hero-tag-michael-lam {
  color: var(--color-primary);
  font-size: clamp(0.75rem, 1vw, 0.95rem);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.hero-title-michael-lam {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(2rem, 6vw, 3.5rem);
  font-weight: 700;
  line-height: 1.1;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-position-michael-lam {
  color: var(--color-secondary);
  font-size: clamp(1.125rem, 2vw, 1.5rem);
  font-weight: 600;
  line-height: 1.4;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-company-michael-lam {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.5vw, 1.1rem);
  font-weight: 500;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-expertise-michael-lam {
  color: var(--color-text-muted);
  font-size: clamp(0.875rem, 1vw, 1rem);
  line-height: 1.6;
  margin: clamp(0.5rem, 1vw, 1rem) 0 0 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-stats-michael-lam {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  margin-top: clamp(1rem, 2vw, 1.5rem);
}

.stat-item-michael-lam {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.stat-number-michael-lam {
  color: var(--color-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 3vw, 2.25rem);
  font-weight: 700;
  line-height: 1.1;
}

.stat-label-michael-lam {
  color: var(--color-text-muted);
  font-size: clamp(0.75rem, 0.9vw, 0.875rem);
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.02em;
}

@media (max-width: 768px) {
  .hero-split-michael-lam {
    flex-direction: column;
  }

  .hero-image-michael-lam {
    flex: 1 1 100%;
    max-height: 350px;
  }

  .hero-text-michael-lam {
    flex: 1 1 100%;
  }

  .hero-stats-michael-lam {
    flex-direction: row;
    gap: 1rem;
  }
}

.biography-section-michael-lam {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.biography-content-michael-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.bio-header-michael-lam {
  text-align: center;
}

.bio-title-michael-lam {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  font-weight: 700;
  line-height: 1.1;
  margin-bottom: 0.75rem;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.bio-subtitle-michael-lam {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.5vw, 1.125rem);
  line-height: 1.5;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.bio-text-michael-lam {
  max-width: 900px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.bio-text-michael-lam p {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.2vw, 1.1rem);
  line-height: 1.7;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.bio-highlight-michael-lam {
  background: var(--color-bg-tertiary);
  padding: clamp(1.25rem, 3vw, 1.75rem);
  border-left: 4px solid var(--color-primary);
  border-radius: var(--radius-md);
  margin: clamp(0.5rem, 2vw, 1rem) 0;
}

.bio-highlight-michael-lam p {
  color: var(--color-text-primary);
  font-size: clamp(0.9rem, 1vw, 1.05rem);
  line-height: 1.6;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.bio-highlight-michael-lam strong {
  color: var(--color-primary);
  font-weight: 600;
}

@media (max-width: 768px) {
  .bio-text-michael-lam {
    max-width: 100%;
  }
}

.expertise-section-michael-lam {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.expertise-content-michael-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.expertise-header-michael-lam {
  text-align: center;
}

.expertise-title-michael-lam {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  font-weight: 700;
  line-height: 1.1;
  margin-bottom: 0.75rem;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.expertise-subtitle-michael-lam {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.5vw, 1.125rem);
  line-height: 1.5;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.expertise-cards-michael-lam {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.expertise-card-michael-lam {
  flex: 1 1 calc(33.333% - 1.67rem);
  min-width: 280px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border-light);
  display: flex;
  flex-direction: column;
  gap: 1rem;
  transition: all var(--transition-base);
}

.expertise-card-michael-lam:hover {
  transform: translateY(-4px);
  border-color: var(--color-primary);
  box-shadow: var(--shadow-md);
}

.expertise-icon-michael-lam {
  width: 50px;
  height: 50px;
  background: rgba(14, 165, 233, 0.1);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.75rem;
  color: var(--color-primary);
}

.expertise-card-title-michael-lam {
  color: var(--color-text-primary);
  font-size: clamp(1rem, 1.5vw, 1.25rem);
  font-weight: 600;
  line-height: 1.3;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.expertise-card-text-michael-lam {
  color: var(--color-text-muted);
  font-size: clamp(0.875rem, 1vw, 0.95rem);
  line-height: 1.6;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

@media (max-width: 1024px) {
  .expertise-card-michael-lam {
    flex: 1 1 calc(50% - 0.75rem);
  }
}

@media (max-width: 768px) {
  .expertise-card-michael-lam {
    flex: 1 1 100%;
  }
}

.philosophy-section-michael-lam {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.philosophy-content-michael-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.philosophy-header-michael-lam {
  text-align: center;
}

.philosophy-title-michael-lam {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  font-weight: 700;
  line-height: 1.1;
  margin-bottom: 0.75rem;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.philosophy-subtitle-michael-lam {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.5vw, 1.125rem);
  line-height: 1.5;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.philosophy-split-michael-lam {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: flex-start;
}

.philosophy-text-michael-lam {
  flex: 1 1 45%;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.philosophy-text-michael-lam p {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.2vw, 1.1rem);
  line-height: 1.7;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.philosophy-quote-michael-lam {
  background: var(--color-bg-tertiary);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-left: 4px solid var(--color-primary);
  border-radius: var(--radius-md);
  margin: clamp(0.5rem, 1vw, 1rem) 0;
}

.quote-text-michael-lam {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1rem, 1.5vw, 1.25rem);
  line-height: 1.6;
  font-style: italic;
  margin: 0 0 0.75rem 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.quote-attribution-michael-lam {
  color: var(--color-text-muted);
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  margin: 0;
  font-weight: 500;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.philosophy-methods-michael-lam {
  flex: 1 1 45%;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.methods-title-michael-lam {
  color: var(--color-text-primary);
  font-size: clamp(1.25rem, 2vw, 1.5rem);
  font-weight: 600;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.methods-list-michael-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.method-item-michael-lam {
  display: flex;
  flex-direction: row;
  gap: 1.25rem;
  align-items: flex-start;
}

.method-number-michael-lam {
  width: 40px;
  height: 40px;
  background: var(--color-primary);
  color: var(--color-bg-primary);
  border-radius: var(--radius-full);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 1.1rem;
  flex-shrink: 0;
}

.method-text-michael-lam {
  flex: 1;
}

.method-text-michael-lam h4 {
  color: var(--color-text-primary);
  font-size: clamp(0.95rem, 1.2vw, 1.1rem);
  font-weight: 600;
  margin: 0 0 0.5rem 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.method-text-michael-lam p {
  color: var(--color-text-muted);
  font-size: clamp(0.875rem, 1vw, 0.95rem);
  line-height: 1.6;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

@media (max-width: 768px) {
  .philosophy-split-michael-lam {
    flex-direction: column;
  }

  .philosophy-text-michael-lam {
    flex: 1 1 100%;
  }

  .philosophy-methods-michael-lam {
    flex: 1 1 100%;
  }
}

.articles-section-michael-lam {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.articles-content-michael-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.articles-header-michael-lam {
  text-align: center;
}

.articles-title-michael-lam {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  font-weight: 700;
  line-height: 1.1;
  margin-bottom: 0.75rem;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.articles-subtitle-michael-lam {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.5vw, 1.125rem);
  line-height: 1.5;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.articles-grid-michael-lam {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.article-card-michael-lam {
  flex: 1 1 calc(50% - 1rem);
  min-width: 300px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border-light);
  display: flex;
  flex-direction: column;
  gap: 1rem;
  transition: all var(--transition-base);
}

.article-card-michael-lam:hover {
  border-color: var(--color-primary);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.article-meta-michael-lam {
  display: flex;
  flex-direction: row;
  gap: 1rem;
  align-items: center;
}

.article-date-michael-lam {
  color: var(--color-text-muted);
  font-size: clamp(0.8rem, 0.9vw, 0.875rem);
  font-weight: 500;
}

.article-category-michael-lam {
  background: rgba(14, 165, 233, 0.15);
  color: var(--color-primary);
  font-size: clamp(0.75rem, 0.85vw, 0.825rem);
  font-weight: 600;
  padding: 0.25rem 0.75rem;
  border-radius: var(--radius-full);
  text-transform: capitalize;
}

.article-title-michael-lam {
  margin: 0;
}

.article-link-michael-lam {
  color: var(--color-text-primary);
  font-size: clamp(1rem, 1.3vw, 1.2rem);
  font-weight: 600;
  text-decoration: none;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
  transition: color var(--transition-base);
}

.article-link-michael-lam:hover {
  color: var(--color-primary);
  text-decoration: underline;
}

.article-excerpt-michael-lam {
  color: var(--color-text-muted);
  font-size: clamp(0.875rem, 1vw, 0.95rem);
  line-height: 1.6;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.articles-cta-michael-lam {
  text-align: center;
  margin-top: clamp(1rem, 2vw, 1.5rem);
}

.view-all-link-michael-lam {
  color: var(--color-primary);
  font-size: clamp(0.95rem, 1.2vw, 1.1rem);
  font-weight: 600;
  text-decoration: none;
  padding: 0.75rem 1.5rem;
  border: 2px solid var(--color-primary);
  border-radius: var(--radius-md);
  display: inline-block;
  transition: all var(--transition-base);
}

.view-all-link-michael-lam:hover {
  background: var(--color-primary);
  color: var(--color-bg-primary);
}

@media (max-width: 768px) {
  .article-card-michael-lam {
    flex: 1 1 100%;
  }
}

.connect-section-michael-lam {
  background: var(--color-bg-tertiary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.connect-content-michael-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.connect-box-michael-lam {
  max-width: 700px;
  margin: 0 auto;
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
}

.connect-title-michael-lam {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 3vw, 2.25rem);
  font-weight: 700;
  line-height: 1.2;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.connect-text-michael-lam {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.2vw, 1.1rem);
  line-height: 1.7;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.connect-buttons-michael-lam {
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 2vw, 1.5rem);
  justify-content: center;
  flex-wrap: wrap;
}

.connect-btn-primary-michael-lam,
.connect-btn-secondary-michael-lam {
  padding: clamp(0.75rem, 1.5vw, 1rem) clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-md);
  font-size: clamp(0.95rem, 1.2vw, 1.05rem);
  font-weight: 600;
  text-decoration: none;
  transition: all var(--transition-base);
  display: inline-block;
}

.connect-btn-primary-michael-lam {
  background: var(--color-primary);
  color: var(--color-bg-primary);
  border: 2px solid var(--color-primary);
}

.connect-btn-primary-michael-lam:hover {
  background: var(--color-primary-hover);
  border-color: var(--color-primary-hover);
}

.connect-btn-secondary-michael-lam {
  background: transparent;
  color: var(--color-primary);
  border: 2px solid var(--color-primary);
}

.connect-btn-secondary-michael-lam:hover {
  background: var(--color-primary);
  color: var(--color-bg-primary);
}

@media (max-width: 768px) {
  .connect-buttons-michael-lam {
    flex-direction: column;
    align-items: stretch;
  }

  .connect-btn-primary-michael-lam,
  .connect-btn-secondary-michael-lam {
    width: 100%;
    text-align: center;
  }
}

h1, h2, h3, h4, h5, h6, p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.faq-page {
  background-color: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
}

.faq-hero {
  padding: var(--spacing-lg) var(--spacing-md);
  background-color: var(--color-bg-secondary);
  overflow: hidden;
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-lg);
  align-items: center;
}

.faq-hero-content {
  padding: var(--spacing-lg) 0;
}

.faq-hero h1 {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 5vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-md) 0;
  font-weight: 700;
}

.faq-hero p {
  font-size: clamp(0.875rem, 2vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
}

.faq-hero-image {
  width: 100%;
  height: auto;
  aspect-ratio: 16 / 9;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

@media (min-width: 768px) {
  .faq-hero {
    padding: var(--spacing-2xl) var(--spacing-xl);
    grid-template-columns: 1.2fr 1fr;
  }

  .faq-hero-content {
    padding: var(--spacing-xl) 0;
  }
}

@media (min-width: 1024px) {
  .faq-hero {
    padding: var(--spacing-3xl) var(--spacing-xl);
  }
}

.faq-content {
  padding: var(--spacing-lg) var(--spacing-md);
  background-color: var(--color-bg-primary);
  overflow: hidden;
}

.faq-container {
  max-width: 900px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-2xl);
}

.faq-accordion {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-sm);
}

.faq-item {
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-md);
  background-color: var(--color-bg-card);
  overflow: hidden;
  transition: box-shadow var(--transition-base);
}

.faq-item:hover {
  box-shadow: var(--shadow-sm);
}

.faq-question {
  width: 100%;
  padding: var(--spacing-md);
  background-color: var(--color-bg-card);
  border: none;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: var(--spacing-md);
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  font-weight: 600;
  color: var(--color-text-primary);
  transition: background-color var(--transition-base);
  text-align: left;
}

.faq-question:hover {
  background-color: var(--color-bg-tertiary);
}

.faq-question span {
  flex: 1;
}

.faq-icon {
  width: 20px;
  height: 20px;
  color: var(--color-primary);
  flex-shrink: 0;
  transition: transform var(--transition-base);
}

.faq-item.faq-active .faq-icon {
  transform: rotate(180deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--transition-base);
  background-color: var(--color-bg-card);
}

.faq-item.faq-active .faq-answer {
  max-height: 500px;
}

.faq-answer p {
  padding: 0 var(--spacing-md) var(--spacing-md) var(--spacing-md);
  margin: 0;
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.faq-sidebar {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-md);
}

.faq-sidebar-card {
  padding: var(--spacing-lg);
  background-color: var(--color-bg-card);
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border-light);
}

.faq-sidebar-card h3 {
  font-family: var(--font-heading);
  font-size: clamp(1rem, 2vw + 0.5rem, 1.25rem);
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-sm) 0;
  font-weight: 600;
}

.faq-sidebar-card p {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  margin: 0 0 var(--spacing-md) 0;
  line-height: 1.6;
}

.faq-sidebar-card-secondary {
  background-color: var(--color-primary-light);
  border-color: var(--color-primary);
}

.faq-sidebar-card-secondary h3 {
  color: var(--color-text-primary);
}

.faq-sidebar-card-secondary p {
  color: var(--color-text-secondary);
}

.faq-cta-button {
  display: inline-block;
  padding: var(--spacing-sm) var(--spacing-md);
  background-color: var(--color-primary);
  color: white;
  text-decoration: none;
  border-radius: var(--radius-md);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  font-weight: 600;
  transition: background-color var(--transition-base);
  text-align: center;
}

.faq-cta-button:hover {
  background-color: var(--color-primary-hover);
}

.faq-cta-button-secondary {
  background-color: var(--color-primary);
}

.faq-cta-button-secondary:hover {
  background-color: var(--color-primary-hover);
}

@media (min-width: 768px) {
  .faq-content {
    padding: var(--spacing-2xl) var(--spacing-xl);
  }

  .faq-container {
    grid-template-columns: 1fr 320px;
  }

  .faq-sidebar {
    grid-template-columns: 1fr;
  }
}

@media (min-width: 1024px) {
  .faq-content {
    padding: var(--spacing-3xl) var(--spacing-xl);
  }

  .faq-container {
    grid-template-columns: 1.2fr 300px;
  }
}

.faq-cta-section {
  padding: var(--spacing-2xl) var(--spacing-md);
  background-color: var(--color-bg-secondary);
  overflow: hidden;
}

.faq-cta-wrapper {
  max-width: 600px;
  margin: 0 auto;
  text-align: center;
}

.faq-cta-section h2 {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2rem);
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-md) 0;
  font-weight: 700;
}

.faq-cta-section p {
  font-size: clamp(0.875rem, 1.5vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0 0 var(--spacing-lg) 0;
  line-height: 1.6;
}

.faq-cta-primary {
  display: inline-block;
  padding: var(--spacing-md) var(--spacing-lg);
  background-color: var(--color-primary);
  color: white;
  text-decoration: none;
  border-radius: var(--radius-md);
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  font-weight: 600;
  transition: background-color var(--transition-base);
}

.faq-cta-primary:hover {
  background-color: var(--color-primary-hover);
}

@media (min-width: 768px) {
  .faq-cta-section {
    padding: var(--spacing-3xl) var(--spacing-xl);
  }
}

@media (min-width: 1024px) {
  .faq-cta-section {
    padding: 4rem var(--spacing-xl);
  }
}

.services-page {
  background-color: var(--color-bg-primary);
}

.services-hero {
  background-color: var(--color-bg-secondary);
  padding: 3rem var(--spacing-md);
  overflow: hidden;
}

.services-hero__container {
  max-width: 900px;
  margin: 0 auto;
  text-align: center;
}

.services-hero__title {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 5vw + 0.5rem, 3.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin: 0 0 var(--spacing-md) 0;
  letter-spacing: -0.5px;
}

.services-hero__subtitle {
  font-family: var(--font-primary);
  font-size: clamp(1rem, 2vw + 0.5rem, 1.25rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
}

@media (min-width: 768px) {
  .services-hero {
    padding: 5rem var(--spacing-lg);
  }

  .services-hero__title {
    margin-bottom: var(--spacing-lg);
  }
}

@media (min-width: 1024px) {
  .services-hero {
    padding: 6rem var(--spacing-xl);
  }
}

.services-content {
  background-color: var(--color-bg-primary);
  padding: 3rem var(--spacing-md);
  overflow: hidden;
}

.services-content__container {
  max-width: 1200px;
  margin: 0 auto;
}

.services-cards {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-lg);
}

.service-card {
  background-color: var(--color-bg-card);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-lg);
  padding: var(--spacing-lg);
  transition: var(--transition-base);
  box-shadow: var(--shadow-sm);
}

.service-card:hover {
  box-shadow: var(--shadow-md);
  border-color: var(--color-primary-light);
}

.service-card__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 56px;
  height: 56px;
  background-color: var(--color-primary-light);
  border-radius: var(--radius-md);
  margin-bottom: var(--spacing-md);
  font-size: 1.75rem;
  color: var(--color-primary);
}

.service-card__title {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 2vw + 0.5rem, 1.5rem);
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-sm) 0;
  font-weight: 700;
}

.service-card__description {
  font-family: var(--font-primary);
  font-size: 1rem;
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0 0 var(--spacing-md) 0;
}

.service-card__topics {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: var(--spacing-xs);
}

.service-card__topics li {
  font-family: var(--font-primary);
  font-size: 0.95rem;
  color: var(--color-text-secondary);
  padding-left: var(--spacing-md);
  position: relative;
}

.service-card__topics li::before {
  content: "";
  position: absolute;
  left: 0;
  color: var(--color-success);
  font-weight: 700;
}

@media (min-width: 768px) {
  .services-content {
    padding: 5rem var(--spacing-lg);
  }

  .services-cards {
    grid-template-columns: repeat(2, 1fr);
    gap: var(--spacing-xl);
  }

  .service-card {
    padding: var(--spacing-xl);
  }
}

@media (min-width: 1024px) {
  .services-content {
    padding: 6rem var(--spacing-xl);
  }

  .services-cards {
    grid-template-columns: repeat(2, 1fr);
  }
}

.services-cta {
  background-color: var(--color-bg-secondary);
  padding: 3rem var(--spacing-md);
  overflow: hidden;
}

.services-cta__container {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-xl);
  align-items: center;
}

.services-cta__content {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-md);
}

.services-cta__title {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  margin: 0;
  font-weight: 700;
}

.services-cta__text {
  font-family: var(--font-primary);
  font-size: clamp(1rem, 1.5vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0;
}

.services-cta__button {
  display: inline-block;
  background-color: var(--color-primary);
  color: white;
  padding: var(--spacing-md) var(--spacing-lg);
  border-radius: var(--radius-md);
  font-family: var(--font-primary);
  font-size: 1rem;
  font-weight: 600;
  text-decoration: none;
  transition: var(--transition-base);
  border: none;
  cursor: pointer;
  width: fit-content;
  text-align: center;
}

.services-cta__button:hover {
  background-color: var(--color-primary-hover);
}

.services-cta__image {
  width: 100%;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
}

.services-cta__image img {
  width: 100%;
  height: auto;
  display: block;
}

@media (min-width: 768px) {
  .services-cta {
    padding: 5rem var(--spacing-lg);
  }

  .services-cta__container {
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-2xl);
  }
}

@media (min-width: 1024px) {
  .services-cta {
    padding: 6rem var(--spacing-xl);
  }

  .services-cta__container {
    gap: var(--spacing-3xl);
  }
}

.legal-hub {
  background-color: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
}

.legal-hub .container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--spacing-md);
}

.legal-hub .content {
  max-width: 800px;
  margin: 0 auto;
  padding: var(--spacing-3xl) var(--spacing-md);
}

.legal-hub h1 {
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  font-family: var(--font-heading);
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-md);
  line-height: 1.3;
}

.legal-hub .updated {
  font-size: clamp(0.85rem, 1vw + 0.4rem, 1rem);
  color: var(--color-text-muted);
  margin-bottom: var(--spacing-2xl);
  display: block;
}

.legal-hub h2 {
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  font-family: var(--font-heading);
  color: var(--color-text-primary);
  margin-top: var(--spacing-2xl);
  margin-bottom: var(--spacing-md);
  line-height: 1.4;
}

.legal-hub p {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  line-height: 1.7;
  margin-bottom: var(--spacing-md);
}

.legal-hub ul {
  list-style-position: inside;
  margin-left: var(--spacing-md);
  margin-bottom: var(--spacing-md);
}

.legal-hub li {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  line-height: 1.7;
  margin-bottom: var(--spacing-sm);
}

.legal-hub .contact-section {
  background-color: var(--color-bg-secondary);
  padding: var(--spacing-2xl);
  border-radius: var(--radius-md);
  margin-top: var(--spacing-3xl);
  border-left: 4px solid var(--color-primary);
}

.legal-hub .contact-section h2 {
  color: var(--color-text-primary);
  margin-top: 0;
  margin-bottom: var(--spacing-lg);
}

.legal-hub .contact-section p {
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-md);
}

.legal-hub .contact-section strong {
  color: var(--color-text-primary);
  font-weight: 600;
}

@media (min-width: 768px) {
  .legal-hub .content {
    padding: var(--spacing-3xl) var(--spacing-lg);
  }

  .legal-hub .contact-section {
    padding: var(--spacing-2xl) var(--spacing-2xl);
  }
}

@media (min-width: 1024px) {
  .legal-hub .container {
    padding: 0 var(--spacing-lg);
  }

  .legal-hub .content {
    padding: var(--spacing-3xl) 0;
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html, body {
  width: 100%;
  height: 100%;
}

.thank-you-page {
  width: 100%;
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  background-color: var(--color-bg-primary);
}

.thank-you-section {
  width: 100%;
  padding: var(--spacing-lg) var(--spacing-md);
  background-color: var(--color-bg-primary);
  overflow: hidden;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 100vh;
}

.container {
  width: 100%;
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--spacing-md);
}

.content {
  width: 100%;
  max-width: 800px;
  margin: 0 auto;
}

.thank-you-wrapper {
  text-align: center;
  padding: var(--spacing-lg);
  background-color: var(--color-bg-card);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}

.success-icon {
  display: flex;
  justify-content: center;
  margin-bottom: var(--spacing-lg);
  color: var(--color-success);
}

.success-icon svg {
  width: 80px;
  height: 80px;
  animation: scaleIn 0.6s cubic-bezier(0.34, 1.56, 0.64, 1);
}

@keyframes scaleIn {
  from {
    opacity: 0;
    transform: scale(0.8);
  }
  to {
    opacity: 1;
    transform: scale(1);
  }
}

.thank-you-wrapper h1 {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-sm);
  font-weight: 700;
  letter-spacing: -0.5px;
}

.lead-text {
  font-family: var(--font-primary);
  font-size: clamp(1.1rem, 2vw, 1.4rem);
  color: var(--color-primary);
  margin-bottom: var(--spacing-lg);
  font-weight: 600;
}

.confirmation-message {
  margin-bottom: var(--spacing-xl);
  text-align: center;
}

.confirmation-message p {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  line-height: 1.8;
  margin-bottom: var(--spacing-md);
}

.confirmation-message p:last-child {
  margin-bottom: 0;
}

.next-steps {
  background-color: var(--color-bg-secondary);
  padding: var(--spacing-lg);
  border-radius: var(--radius-md);
  margin-bottom: var(--spacing-xl);
  text-align: left;
}

.next-steps h2 {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-md);
  text-align: center;
}

.steps-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: var(--spacing-sm);
}

.steps-list li {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  line-height: 1.6;
  padding-left: var(--spacing-lg);
  position: relative;
}

.steps-list li::before {
  content: "";
  position: absolute;
  left: 0;
  color: var(--color-success);
  font-weight: bold;
  font-size: 1.2em;
}

.btn {
  display: inline-block;
  padding: var(--spacing-md) var(--spacing-xl);
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.1rem);
  font-weight: 600;
  text-decoration: none;
  border-radius: var(--radius-md);
  transition: all var(--transition-base);
  border: 2px solid transparent;
  cursor: pointer;
  text-align: center;
}

.btn-primary {
  background-color: var(--color-primary);
  color: white;
  border-color: var(--color-primary);
}

.btn-primary:hover {
  background-color: var(--color-primary-hover);
  border-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.btn-primary:active {
  transform: translateY(0);
}

@media (min-width: 768px) {
  .thank-you-section {
    padding: var(--spacing-xl) var(--spacing-md);
    min-height: 100vh;
  }

  .thank-you-wrapper {
    padding: var(--spacing-2xl) var(--spacing-xl);
  }

  .success-icon svg {
    width: 100px;
    height: 100px;
  }

  .next-steps {
    padding: var(--spacing-xl) var(--spacing-lg);
  }
}

@media (min-width: 1024px) {
  .thank-you-section {
    padding: var(--spacing-2xl) var(--spacing-lg);
    min-height: 100vh;
  }

  .thank-you-wrapper {
    padding: var(--spacing-3xl) var(--spacing-2xl);
  }

  .success-icon svg {
    width: 120px;
    height: 120px;
  }

  .confirmation-message {
    margin-bottom: var(--spacing-2xl);
  }

  .next-steps {
    padding: var(--spacing-2xl);
  }

  .next-steps h2 {
    text-align: left;
    margin-bottom: var(--spacing-lg);
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  background-color: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
  line-height: 1.6;
  overflow-x: hidden;
}

.error-page {
  width: 100%;
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
}

.error-section {
  width: 100%;
  padding: var(--spacing-2xl) var(--spacing-md);
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

.container {
  width: 100%;
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--spacing-md);
}

.content {
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
}

.error-visual {
  margin-bottom: var(--spacing-3xl);
  animation: float 3s ease-in-out infinite;
}

@keyframes float {
  0%, 100% {
    transform: translateY(0px);
  }
  50% {
    transform: translateY(-20px);
  }
}

.error-code-wrapper {
  position: relative;
  display: inline-block;
}

.error-code {
  font-family: var(--font-heading);
  font-size: clamp(5rem, 12vw, 10rem);
  font-weight: 900;
  background: linear-gradient(135deg, var(--color-primary), var(--color-secondary));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  letter-spacing: -2px;
  display: block;
  line-height: 1;
  margin-bottom: var(--spacing-md);
}

.error-decoration {
  position: absolute;
  bottom: -30px;
  left: 50%;
  transform: translateX(-50%);
  width: 120px;
  height: 6px;
  background-color: var(--color-primary);
  border-radius: var(--radius-full);
  animation: pulse-width 2s ease-in-out infinite;
}

@keyframes pulse-width {
  0%, 100% {
    width: 120px;
    opacity: 1;
  }
  50% {
    width: 180px;
    opacity: 0.6;
  }
}

.error-message {
  margin-top: var(--spacing-3xl);
}

.error-message h1 {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-md);
  font-weight: 700;
}

.error-subtitle {
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: var(--color-text-secondary);
  margin-bottom: var(--spacing-lg);
  font-weight: 500;
}

.error-description {
  font-size: clamp(0.95rem, 1.5vw, 1.1rem);
  color: var(--color-text-primary);
  line-height: 1.8;
  margin-bottom: var(--spacing-2xl);
  letter-spacing: 0.3px;
}

.error-suggestions {
  background-color: var(--color-bg-secondary);
  border-left: 4px solid var(--color-primary);
  padding: var(--spacing-lg) var(--spacing-lg);
  border-radius: var(--radius-md);
  margin-bottom: var(--spacing-2xl);
  text-align: left;
}

.suggestions-label {
  font-size: clamp(0.95rem, 1.5vw, 1.1rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin-bottom: var(--spacing-md);
}

.suggestions-list {
  list-style: none;
}

.suggestions-list li {
  font-size: clamp(0.9rem, 1.2vw, 1.05rem);
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-sm);
  padding-left: var(--spacing-lg);
  position: relative;
  line-height: 1.6;
}

.suggestions-list li:before {
  content: "";
  position: absolute;
  left: 0;
  color: var(--color-primary);
  font-weight: bold;
}

.suggestions-list li:last-child {
  margin-bottom: 0;
}

.btn {
  display: inline-block;
  padding: var(--spacing-md) var(--spacing-2xl);
  border-radius: var(--radius-lg);
  text-decoration: none;
  font-weight: 600;
  font-size: clamp(0.95rem, 1.2vw, 1.1rem);
  transition: var(--transition-base);
  cursor: pointer;
  border: 2px solid transparent;
}

.btn-primary {
  background-color: var(--color-primary);
  color: #ffffff;
}

.btn-primary:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.btn-primary:active {
  transform: translateY(0);
}

@media (min-width: 640px) {
  .error-section {
    padding: var(--spacing-3xl) var(--spacing-lg);
    min-height: 100vh;
  }

  .error-visual {
    margin-bottom: var(--spacing-3xl);
  }

  .error-decoration {
    bottom: -40px;
  }

  .error-suggestions {
    padding: var(--spacing-xl);
  }
}

@media (min-width: 768px) {
  .error-section {
    padding: var(--spacing-3xl) var(--spacing-xl);
  }

  .error-code-wrapper {
    margin-bottom: var(--spacing-lg);
  }

  .error-message h1 {
    margin-bottom: var(--spacing-lg);
  }

  .suggestions-list li {
    margin-bottom: var(--spacing-md);
  }
}

@media (min-width: 1024px) {
  .error-section {
    padding: var(--spacing-3xl) var(--spacing-2xl);
  }

  .error-visual {
    margin-bottom: var(--spacing-3xl);
  }

  .error-decoration {
    bottom: -50px;
  }

  .error-description {
    margin-bottom: var(--spacing-2xl);
  }

  .btn {
    padding: var(--spacing-lg) var(--spacing-3xl);
    font-size: 1.1rem;
  }
}

@media (prefers-reduced-motion: reduce) {
  .error-visual {
    animation: none;
  }

  .error-decoration {
    animation: none;
  }

  .btn {
    transition: none;
  }

  .btn-primary:hover {
    transform: none;
  }
}

.contact-write-to-us {
  background-color: var(--color-bg-primary);
  color: var(--color-text-primary);
}

.contact-write-to-us-hero {
  background-color: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.contact-write-to-us-hero-content {
  text-align: center;
}

.contact-write-to-us-hero-title {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 5vw, 3.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-md) 0;
  line-height: 1.2;
}

.contact-write-to-us-hero-subtitle {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1.2vw, 1.15rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.7;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.contact-write-to-us-main {
  background-color: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.contact-write-to-us-main-content {
  width: 100%;
}

.contact-write-to-us-grid {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 4rem);
}

.contact-write-to-us-form-wrapper {
  width: 100%;
  background-color: var(--color-bg-card);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-lg);
  padding: clamp(1.5rem, 4vw, 2.5rem);
}

.contact-write-to-us-form-header {
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
}

.contact-write-to-us-form-title {
  font-family: var(--font-heading);
  font-size: clamp(1.35rem, 3vw, 1.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-sm) 0;
}

.contact-write-to-us-form-description {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
}

.contact-write-to-us-form {
  width: 100%;
  display: flex;
  flex-direction: column;
  gap: clamp(1.25rem, 2vw, 1.5rem);
}

.contact-write-to-us-form-row {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-sm);
}

.contact-write-to-us-label {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  font-weight: 600;
  color: var(--color-text-primary);
}

.contact-write-to-us-input,
.contact-write-to-us-textarea {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-primary);
  background-color: var(--color-bg-primary);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-md);
  padding: clamp(0.75rem, 2vw, 1rem);
  width: 100%;
  box-sizing: border-box;
  transition: border-color var(--transition-base), background-color var(--transition-base), box-shadow var(--transition-base);
}

.contact-write-to-us-input:focus,
.contact-write-to-us-textarea:focus {
  outline: none;
  border-color: var(--color-primary);
  background-color: var(--color-bg-primary);
  box-shadow: 0 0 0 3px var(--color-primary-light);
}

.contact-write-to-us-textarea {
  resize: vertical;
  min-height: clamp(120px, 15vw, 180px);
  font-family: var(--font-primary);
}

.contact-write-to-us-error {
  font-family: var(--font-primary);
  font-size: clamp(0.8rem, 0.9vw, 0.9rem);
  color: var(--color-danger);
  display: none;
  margin-top: -var(--spacing-xs);
}

.contact-write-to-us-error.visible {
  display: block;
}

.contact-write-to-us-form-consent {
  background-color: var(--color-bg-tertiary);
  border-radius: var(--radius-md);
  padding: clamp(1rem, 2vw, 1.25rem);
  border-left: 3px solid var(--color-primary);
}

.contact-write-to-us-consent-text {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
}

.contact-write-to-us-consent-link {
  color: var(--color-primary);
  text-decoration: none;
  font-weight: 600;
  transition: color var(--transition-fast);
}

.contact-write-to-us-consent-link:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.contact-write-to-us-submit {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw, 1.05rem);
  font-weight: 700;
  color: #ffffff;
  background-color: var(--color-primary);
  border: none;
  border-radius: var(--radius-md);
  padding: clamp(0.875rem, 2vw, 1.125rem) clamp(1.5rem, 3vw, 2.5rem);
  width: 100%;
  cursor: pointer;
  transition: background-color var(--transition-base), transform var(--transition-fast), box-shadow var(--transition-base);
  text-align: center;
}

.contact-write-to-us-submit:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.contact-write-to-us-submit:active {
  transform: translateY(0);
}

.contact-write-to-us-submit:disabled {
  background-color: var(--color-text-muted);
  cursor: not-allowed;
  transform: none;
}

.contact-write-to-us-info-wrapper {
  width: 100%;
}

.contact-write-to-us-info-header {
  margin-bottom: clamp(2rem, 5vw, 3rem);
}

.contact-write-to-us-info-title {
  font-family: var(--font-heading);
  font-size: clamp(1.35rem, 3vw, 1.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-sm) 0;
}

.contact-write-to-us-info-description {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.7;
}

.contact-write-to-us-info-items {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.25rem);
  margin-bottom: clamp(2rem, 5vw, 3rem);
}

.contact-write-to-us-info-item {
  display: flex;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.contact-write-to-us-info-icon {
  flex-shrink: 0;
  width: clamp(48px, 8vw, 64px);
  height: clamp(48px, 8vw, 64px);
  background-color: var(--color-primary-light);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-primary);
  font-size: clamp(1.5rem, 2vw, 2rem);
}

.contact-write-to-us-info-content {
  flex: 1;
}

.contact-write-to-us-info-label {
  font-family: var(--font-heading);
  font-size: clamp(1.05rem, 1.5vw, 1.25rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-xs) 0;
}

.contact-write-to-us-info-text {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw, 1.1rem);
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-xs) 0;
  line-height: 1.6;
}

.contact-write-to-us-info-note {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 0.9vw, 0.95rem);
  color: var(--color-text-secondary);
  margin: 0;
}

.contact-write-to-us-info-highlight {
  background-color: var(--color-bg-card);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-lg);
  padding: clamp(1.5rem, 3vw, 2rem);
}

.contact-write-to-us-info-highlight-title {
  font-family: var(--font-heading);
  font-size: clamp(1.1rem, 2vw, 1.35rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-sm) 0;
}

.contact-write-to-us-info-highlight-text {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.7;
}

.contact-write-to-us-info-highlight-link {
  color: var(--color-primary);
  text-decoration: none;
  font-weight: 600;
  transition: color var(--transition-fast);
}

.contact-write-to-us-info-highlight-link:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.contact-write-to-us-cta {
  background-color: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.contact-write-to-us-cta-content {
  text-align: center;
}

.contact-write-to-us-cta-title {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw, 2.25rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-md) 0;
  line-height: 1.3;
}

.contact-write-to-us-cta-text {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1.2vw, 1.15rem);
  color: var(--color-text-secondary);
  margin: 0 0 var(--spacing-lg) 0;
  line-height: 1.7;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.contact-write-to-us-cta-button {
  display: inline-block;
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw, 1.05rem);
  font-weight: 700;
  color: #ffffff;
  background-color: var(--color-primary);
  text-decoration: none;
  border-radius: var(--radius-md);
  padding: clamp(0.875rem, 2vw, 1.125rem) clamp(2rem, 4vw, 3rem);
  transition: background-color var(--transition-base), transform var(--transition-fast), box-shadow var(--transition-base);
}

.contact-write-to-us-cta-button:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.contact-write-to-us-cta-button:active {
  transform: translateY(0);
}

@media (min-width: 768px) {
  .contact-write-to-us-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: clamp(2rem, 6vw, 4rem);
  }

  .contact-write-to-us-form-wrapper {
    grid-column: 1;
  }

  .contact-write-to-us-info-wrapper {
    grid-column: 2;
  }
}

@media (min-width: 1024px) {
  .contact-write-to-us-hero {
    padding: 6rem 0;
  }

  .contact-write-to-us-main {
    padding: 6rem 0;
  }

  .contact-write-to-us-cta {
    padding: 6rem 0;
  }
}
.header-invest-hub-mobile-close,.header-invest-hub-mobile-toggle{
  width: 34px;
}

.header-invest-hub-desktop-nav{
  justify-content: flex-end;
}

.portfolio-card{
  display: flex;
  flex-direction: column !important;
}

.portfolio-card__content{
  width: 100% !important;
}

.portfolio-card-content{
  width: 100% !important;
}

.hero-title-index{
  word-break: break-all;
}

.services-cards,.services-cards-container,.services-grid,.services-container{
  display: flex;
  flex-direction: column;
}

.content{
  display: block;
}

.container{
  display: block !important;
}

html{
  scroll-padding-top: 80px;
}

img{
  max-width: 100%;
  height: auto;
}

input,textarea,select{
  max-width: 100%;
  box-sizing: border-box;
}

#cookieBanner{
  max-width: 100%;
  box-sizing: border-box;
  padding-bottom: max(1rem, env(safe-area-inset-bottom));
}

.card img,.portfolio-card img,[class*="-card"] img{
  flex-shrink: 0;
  align-self: flex-start;
  max-width: 100%;
  height: auto;
}

.header-invest-hub-mobile-menu{
  padding-top: max(env(safe-area-inset-top), 0px);
}
@media (max-width: 480px){
  .header-invest-hub-mobile-menu{
    max-width: 100%;
  }
}

.header-invest-hub-mobile-menu.active{
  z-index: 999;
}

.header-invest-hub-mobile-toggle[aria-expanded="true"]{
  display: none;
}

@media (max-width: 768px) {
  .post-image-wrapper-home {
    aspect-ratio: 6 / 9;
  }
  .card-image-wrapper-personal-finance-tuen-mun img {
    aspect-ratio: 6 / 9;
  }
  .faq-hero-image {
    aspect-ratio: 6 / 9;
  }
}